ONEMAIN HOLDINGS INC

OMFNYSE

🏆 #884 by market capEarnings Oct 29 · PreUS Equity

$269.79▼ $2.67 (−0.99%)

Simulated price

1h—

24h▼ 1.0%

7d▲ 311.8%

14d▲ 328.5%

30d▲ 355.3%

1y▲ 371.7%

🏦Market Cap

$7.27B

Small Cap

📈Revenue Growth (YoY)

+6.9%

Slowing

📊Gross Margin

79.9%

High

💵FCF Margin

50.4%

Strong

⚖️P/S Ratio

1.1x

Cheap

Otter Score

Weak

Trading Snapshot

Day Range: $265.77 – $271.48
52-Week Range: $45.78 – $71.93
Volume: $4.75B
Avg Volume: $4.41B
Shares Outstanding: 115.5M
Next Earnings: Sep 10, 2026

Fundamentals Snapshot

Annual Revenue: $6.24B
Last Q Revenue: $1.63B
P/E Ratio: 9.3
P/S Ratio: 1.1x
EPS (TTM): $6.63
Dividend Yield: 6.87%

Why Investors Own OMF

✓High-growth profile — revenue up +27.6% YoY with expanding US Equity exposure.
✓Healthy economics — 68% gross margin and 21% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$6.24B▲ +21.7% YoY

Gross Margin (TTM)

67.6%▼ −0.4% YoY

Operating Income (TTM)

$2.31B▲ +21.7% YoY

Free Cash Flow (TTM)

$1.32B▲ +21.7% YoY

About ONEMAIN HOLDINGS INC

OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured. Additionally, the company provides credit cards and a diverse portfolio of insurance offerings, encompassing life, disability, and job loss coverage. They also offer optional non-credit insurance, guaranteed asset protection (available as a waiver or insurance policy), and various membership programs. With a physical footprint of around 1,400 locations across 44 states in the United States, along with an active online platform at onemainfinancial.com, the company reaches its customers. Established in 1912 and based in Evansville, Indiana, the entity was formerly known as Springleaf Holdings, Inc., adopting its current name, OneMain Holdings, Inc., in November 2015.

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