
OFG BANCORP
OFGNYSETrading Snapshot
- Day Range
- $52.13 β $52.96
- 52-Week Range
- $35.71 β $53.82
- Volume
- $6.10B
- Avg Volume
- $6.92B
- Shares Outstanding
- 42.3M
- Next Earnings
- Sep 15, 2026
Fundamentals Snapshot
- Annual Revenue
- $863M
- Last Q Revenue
- $231M
- P/E Ratio
- 10.0
- P/S Ratio
- 2.3x
- EPS (TTM)
- $5.08
- Dividend Yield
- 2.42%
Why Investors Own OFG
- βHigh-growth profile β revenue up +23.3% YoY with expanding US Equity exposure.
- βHealthy economics β 78% gross margin and 23% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About OFG BANCORP
OFG Bancorp, a financial holding company, delivers a broad spectrum of banking and financial solutions, structured across three core divisions: Banking, Wealth Management, and Treasury. The company's services include essential deposit products like checking, savings, and time accounts, alongside diverse credit options such as commercial, consumer, automobile, and mortgage loans. Beyond traditional lending and deposits, OFG Bancorp also provides financial planning, insurance, and trust services for both corporate and individual clients, as well as retirement plan administration. The firm extends its offerings to securities brokerage and investment advisory, assisting retail and institutional investors with various investment vehicles, including tax-advantaged fixed income instruments, mutual funds, stocks, and bonds. This segment also manages separately-managed accounts and offers mutual fund asset allocation programs. Furthermore, OFG Bancorp is engaged in insurance agency and reinsurance activities, and its Treasury segment actively manages an investment portfolio composed of mortgage-backed securities, U.S. government-sponsored agency obligations, U.S. Treasury securities, and money market instruments. It also participates in and manages public and private placements of debt and equity. Additional services encompass money management and investment banking. The company also oversees asset/liability management strategies, which involve the purchase and sale of investment securities, interest rate risk management, derivatives, and various borrowing activities. Founded in 1964 and headquartered in San Juan, Puerto Rico, OFG Bancorp serves its customers through a network of 50 branches in Puerto Rico and two branches in the U.S. Virgin Islands.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
OFG BANCORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift OFG price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
OFG BANCORP announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.