OCEANFIRST FINANCIAL CORP
OCFCNASDAQTrading Snapshot
- Day Range
- $19.07 – $19.38
- 52-Week Range
- $16.29 – $20.61
- Volume
- $3.30B
- Avg Volume
- $2.87B
- Shares Outstanding
- 96.7M
- Next Earnings
- Oct 6, 2026
Fundamentals Snapshot
- Annual Revenue
- $656M
- Last Q Revenue
- $210M
- P/E Ratio
- 26.8
- P/S Ratio
- 1.9x
- EPS (TTM)
- $1.22
- Dividend Yield
- 2.51%
Why Investors Own OCFC
- ✓High-growth profile — revenue up +37.4% YoY with expanding US Equity exposure.
- ✓Healthy economics — 67% gross margin and 27% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About OCEANFIRST FINANCIAL CORP
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
Otter Score Breakdown
ⓘAnalyst Ratings
ⓘLatest News & Updates
U.S. Banks Continue Bull Run In July
The market cap-weighted S&P US BMI Banks index delivered a total return of 4.5% in July, compared to a 0.1% decline in the S&P 500.
Piper Sandler Reiterates Neutral on OceanFirst Financial, Raises Price Target to $21
Piper Sandler analyst Manuel Navas reiterates OceanFirst Financial (NASDAQ:OCFC) with a Neutral and raises the price target from $19 to $21.
OceanFirst Financial Corp. (OCFC) Q2 2026 Earnings Call Transcript
OceanFirst Financial Corp. (OCFC) Q2 2026 Earnings Call July 31, 2026 11:00 AM EDTCompany ParticipantsAlfred Goon - Senior VP of Corporate Development,...
OceanFirst Financial Corp. 2026 Q2 - Results - Earnings Call Presentation
2026-07-31. The following slide deck was published by OceanFirst Financial Corp.
OceanFirst Financial: Merger Complete, Great Dividend Yield
OceanFirst Financial stock stays buy-rated after the Flushing deal lifts assets to $23.3B; Q2 2026 NIM 3.05% and 4%+ yield. Click for this OCFC earnings update.
OceanFirst Financial Q2 Adj. EPS $0.43 Beats $0.42 Estimate, Sales $120.730M Miss $126.298M Estimate
OceanFirst Financial (NASDAQ:OCFC) reported quarterly earnings of $0.43 per share which beat the analyst consensus estimate of $0.42 by 2.38 percent. This is a 38.71 percent increase over earnings of $0.31 per share