OBT logo

ORANGE COUNTY BANCORP INC

OBTNASDAQ
πŸ† #2343 by market capEarnings Oct 28US Equity
$222.49β–² $19.31 (+8.68%)
Simulated price
1hβ€”
24hβ–² 8.7%
7dβ€”
14dβ€”
30dβ€”
1yβ€”
🏦Market Cap
$520M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+47.6%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
26.2%
Strong
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
65
Fair
No chart data available for OBT.

Trading Snapshot

Day Range
$220.97 – $224.76
52-Week Range
$22.98 – $40.10
Volume
$1.75B
Avg Volume
$1.50B
Shares Outstanding
13.4M
Next Earnings
Oct 18, 2026

Fundamentals Snapshot

Annual Revenue
$158M
Last Q Revenue
$35M
P/E Ratio
11.6
P/S Ratio
2.6x
EPS (TTM)
$3.40
Dividend Yield
1.56%

Why Investors Own OBT

  • βœ“High-growth profile β€” revenue up +41.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 67% gross margin and 7% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$158Mβ–² +38.6% YoY
Gross Margin (TTM)
67.4%β–² +1.4% YoY
Operating Income (TTM)
$20Mβ–² +38.6% YoY
Free Cash Flow (TTM)
$12Mβ–² +38.6% YoY

About ORANGE COUNTY BANCORP INC

Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
65/100

Analyst Price Target

β“˜
Average Target
$240.63
β–² +8.2% Upside
High Target$302.19
Low Target$212.10
Based on 28 analysts

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