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ORIGIN BANCORP INC

OBKNYSE
πŸ† #2035 by market capEarnings Oct 28US Equity
$54.34β–² $0.59 (+1.09%)
Live
1hβ–² 0.2%
24hβ–² 1.1%
7dβ–Ό 1.0%
14dβ–Ό 1.3%
30dβ–² 6.8%
1yβ–² 47.9%
🏦Market Cap
$1.68B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+81.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
29.0%
Strong
βš–οΈP/S Ratio
2.7x
Cheap
Otter Score
50
Weak

Trading Snapshot

Day Range
$54.04 – $54.89
52-Week Range
$32.13 – $55.57
Volume
$3.05B
Avg Volume
$2.15B
Shares Outstanding
30.9M
Next Earnings
Sep 14, 2026

Fundamentals Snapshot

Annual Revenue
$599M
Last Q Revenue
$151M
P/E Ratio
16.5
P/S Ratio
2.7x
EPS (TTM)
$3.20
Dividend Yield
1.33%

Why Investors Own OBK

  • βœ“High-growth profile β€” revenue up +58.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 63% gross margin and 18% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$599Mβ–² +63.7% YoY
Gross Margin (TTM)
63.2%β–² +2.0% YoY
Operating Income (TTM)
$188Mβ–² +63.7% YoY
Free Cash Flow (TTM)
$108Mβ–² +63.7% YoY

About ORIGIN BANCORP INC

Origin Bancorp, Inc. acts as the parent organization for Origin Bank, delivering a comprehensive range of banking and financial services. Its diverse clientele includes small to mid-sized businesses, municipal entities, and individual consumers across its operating regions of Texas, Louisiana, and Mississippi. The bank's offerings encompass various deposit accounts, such as interest-bearing and non-interest-bearing checking accounts, savings deposits, money market accounts, and time deposits. On the lending side, Origin Bank provides a broad spectrum of loan products, including commercial and residential real estate, construction and land development, consumer, commercial and industrial, mortgage warehouse, residential mortgage, and Paycheck Protection Program (PPP) loans. Beyond core banking, the company also offers personal and commercial property and casualty insurance products. Customers benefit from an extensive suite of digital and convenience services, such as internet banking, voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit boxes, U.S. savings bonds, and automated account transfer services. Additionally, advanced services like treasury management, mortgage origination and servicing, peer-to-peer electronic payment solutions, and personal financial management tools are available. Established in 1912, the firm's corporate headquarters are located in Ruston, Louisiana.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
50/100

Analyst Price Target

β“˜
Average Target
$70.21
β–² +29.2% Upside
High Target$77.76
Low Target$54.79
Based on 39 analysts

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