NU logo

NU HOLDINGS LTD/CAYMAN ISL-A

NUNYSE
๐Ÿ† #199 by market capEarnings Aug 13US Equity
$13.66โ–ผ $0.21 (โˆ’1.51%)
Live
1hโ€”
24hโ–ผ 1.5%
7dโ–ผ 4.7%
14dโ–ผ 6.9%
30dโ–ผ 0.8%
1yโ–ฒ 14.6%
๐ŸฆMarket Cap
$65.96B
Mid Cap
๐Ÿ“ˆRevenue Growth (YoY)
+45.4%
High Growth
๐Ÿ“ŠGross Margin
41.0%
Healthy
๐Ÿ’ตFCF Margin
24.3%
Strong
โš–๏ธP/S Ratio
3.8x
Fair
Otter Score
62
Fair

Trading Snapshot

Day Range
$13.56 โ€“ $13.71
52-Week Range
$11.20 โ€“ $18.98
Volume
$2.15B
Avg Volume
$1.93B
Shares Outstanding
4.83B
Next Earnings
Sep 18, 2026

Fundamentals Snapshot

Annual Revenue
$17.50B
Last Q Revenue
$4.10B
P/E Ratio
21.0
P/S Ratio
3.8x
EPS (TTM)
$0.65
Dividend Yield
โ€”

Why Investors Own NU

  • โœ“High-growth profile โ€” revenue up +24.1% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 47% gross margin and 22% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$17.50Bโ–ฒ +28.4% YoY
Gross Margin (TTM)
46.7%โ–ผ โˆ’0.2% YoY
Operating Income (TTM)
$3.25Bโ–ฒ +28.4% YoY
Free Cash Flow (TTM)
$3.90Bโ–ฒ +28.4% YoY

About NU HOLDINGS LTD/CAYMAN ISL-A

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in Sรฃo Paulo, Brazil.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Fair
62/100

Analyst Ratings

โ“˜
Consensus
Buy
26 analysts
Strong Buy5
Buy17
Hold3
Sell1
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates