NSTS BANCORP INC

NSTSNASDAQ

🏆 #3833 by market capUS Equity

$13.81▲ $0.01 (+0.07%)

Live

1h—

24h▲ 0.1%

7d▲ 0.2%

14d▲ 0.2%

30d▲ 0.4%

1y▲ 14.1%

🏦Market Cap

$73M

Small Cap

📈Revenue Growth (YoY)

+10.2%

Healthy

📊Gross Margin

76.2%

High

💵FCF Margin

90.9%

Strong

⚖️P/S Ratio

5.5x

Fair

Otter Score

Weak

Trading Snapshot

Day Range: $13.63 – $14.05
52-Week Range: $10.72 – $13.84
Volume: $3.04B
Avg Volume: $2.36B
Shares Outstanding: 5.3M
Next Earnings: Oct 15, 2026

Fundamentals Snapshot

Annual Revenue: $13M
Last Q Revenue: $3M
P/E Ratio: -694.0
P/S Ratio: 5.5x
EPS (TTM): $-0.02
Dividend Yield: 0.00%

Why Investors Own NSTS

✓High-growth profile — revenue up +42.8% YoY with expanding US Equity exposure.
✓Healthy economics — 27% gross margin and 9% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$13M▲ +45.4% YoY

Gross Margin (TTM)

26.6%▲ +3.3% YoY

Operating Income (TTM)

$2M▲ +45.4% YoY

Free Cash Flow (TTM)

$1M▲ +45.4% YoY

About NSTS BANCORP INC

NSTS Bancorp, Inc. functions as the parent entity for North Shore Trust and Savings, a financial institution that offers a comprehensive suite of banking products and services across Illinois. The company provides various deposit vehicles, including checking, money market, savings, and time deposit accounts. For lending needs, it extends financing options such as one-to-four family residential mortgages, multi-family and commercial real estate loans, construction funding, home equity lines, and diverse consumer loans. Its operational footprint includes a main banking facility in Waukegan, Illinois, alongside two full-service retail branches situated in Waukegan and Lindenhurst, Illinois, and a specialized loan production office in Chicago, Illinois. Founded in 1921, NSTS Bancorp, Inc. is headquartered in Waukegan, Illinois.

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