NEPTUNE INSURANCE HOLDI-CL A

NPNYSE

🏆 #1210 by market capEarnings Nov 11US Equity

$768.05▲ $56.37 (+7.34%)

Simulated price

1h—

24h▲ 7.3%

7d—

14d—

30d—

1y—

🏦Market Cap

$4.28B

Small Cap

📈Revenue Growth (YoY)

+38.2%

High Growth

📊Gross Margin

69.6%

High

💵FCF Margin

34.8%

Strong

⚖️P/S Ratio

23.5x

Expensive

Otter Score

Fair

No chart data available for NP.

Trading Snapshot

Day Range: $756.85 – $778.15
52-Week Range: $14.78 – $35.15
Volume: $2.23B
Avg Volume: $1.87B
Shares Outstanding: 137.2M
Next Earnings: Sep 28, 2026

Fundamentals Snapshot

Annual Revenue: $160M
Last Q Revenue: $56M
P/E Ratio: 109.7
P/S Ratio: 23.5x
EPS (TTM): $1.35
Dividend Yield: 5.65%

Why Investors Own NP

✓High-growth profile — revenue up +51.4% YoY with expanding US Equity exposure.
✓Healthy economics — 50% gross margin and 6% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$160M▲ +57.4% YoY

Gross Margin (TTM)

50.4%▲ +3.0% YoY

Operating Income (TTM)

$47M▲ +57.4% YoY

Free Cash Flow (TTM)

$10M▲ +57.4% YoY

About NEPTUNE INSURANCE HOLDI-CL A

Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.

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