NICOLET BANKSHARES INC

NICNYSE

🏆 #1308 by market capEarnings Oct 20US Equity

$698.22▼ $37.28 (−5.34%)

Simulated price

1h—

24h▼ 5.3%

7d—

14d—

30d—

1y—

🏦Market Cap

$3.63B

Small Cap

📈Revenue Growth (YoY)

+48.5%

High Growth

📊Gross Margin

—

💵FCF Margin

19.7%

Healthy

⚖️P/S Ratio

4.1x

Fair

Otter Score

Weak

No chart data available for NIC.

Trading Snapshot

Day Range: $693.63 – $704.71
52-Week Range: $114.12 – $176.59
Volume: $4.50B
Avg Volume: $4.66B
Shares Outstanding: 21.1M
Next Earnings: Sep 27, 2026

Fundamentals Snapshot

Annual Revenue: $553M
Last Q Revenue: $137M
P/E Ratio: 23.4
P/S Ratio: 4.1x
EPS (TTM): $8.80
Dividend Yield: 0.67%

Why Investors Own NIC

✓High-growth profile — revenue up +14.5% YoY with expanding US Equity exposure.
✓Healthy economics — 70% gross margin and 12% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$553M▲ +9.5% YoY

Gross Margin (TTM)

70.1%▲ +0.1% YoY

Operating Income (TTM)

$51M▲ +9.5% YoY

Free Cash Flow (TTM)

$64M▲ +9.5% YoY

About NICOLET BANKSHARES INC

Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota. The company accepts demand deposits, checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. The company was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.

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