MVBF logo

MVB FINANCIAL CORP

MVBFNASDAQ
๐Ÿ† #2965 by market capEarnings Oct 27US Equity
$30.68โ–ฒ $0.45 (+1.46%)
Live
1hโ–ฒ 0.8%
24hโ–ฒ 1.5%
7dโ–ฒ 0.7%
14dโ–ผ 0.7%
30dโ–ฒ 5.9%
1yโ–ฒ 29.8%
๐ŸฆMarket Cap
$397M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+67.0%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
13.3%
Healthy
โš–๏ธP/S Ratio
1.8x
Cheap
Otter Score
44
Weak

Trading Snapshot

Day Range
$30.54 โ€“ $31.25
52-Week Range
$22.85 โ€“ $31.99
Volume
$3.22B
Avg Volume
$3.97B
Shares Outstanding
12.9M
Next Earnings
Sep 5, 2026

Fundamentals Snapshot

Annual Revenue
$270M
Last Q Revenue
$67M
P/E Ratio
13.5
P/S Ratio
1.8x
EPS (TTM)
$2.18
Dividend Yield
2.25%

Why Investors Own MVBF

  • โœ“High-growth profile โ€” revenue up +30.8% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 49% gross margin and 28% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$270Mโ–ฒ +36.5% YoY
Gross Margin (TTM)
48.6%โ–ฒ +1.0% YoY
Operating Income (TTM)
$76Mโ–ฒ +36.5% YoY
Free Cash Flow (TTM)
$76Mโ–ฒ +36.5% YoY

About MVB FINANCIAL CORP

MVB Financial Corp. operates as a financial holding company, delivering a comprehensive suite of financial services to both individual consumers and corporate clients. The company serves customers across the Mid-Atlantic region and extends its reach internationally. Its operations are structured into three primary divisions: CoRe Banking, Mortgage Banking, and Financial Holding Company. Within its core banking offerings, MVB provides a variety of deposit accounts, including checking, savings, money market, and certificates of deposit. The company also extends credit solutions, such as commercial, consumer, and real estate mortgage loans, alongside various lines of credit. An array of supplementary banking services includes debit cards, cashier's checks, safe deposit box rentals, and non-deposit investment options. Notably, it also specializes in financial technology (Fintech) banking services. Beyond traditional banking, MVB Financial Corp. offers title insurance. It further provides an integrated range of services encompassing regulatory compliance, state licensing, financial crime prevention, and enterprise risk management; these solutions cover consulting, outsourcing, testing, and training. Moreover, the firm delivers customizable fraud prevention services designed for merchants, credit agencies, Fintech companies, and other vendors. It also engages in consulting for the development of online and mobile banking platforms and digital products for Fintech entities, concurrently undertaking software development projects. As of December 31, 2021, MVB maintained a physical presence with eight full-service branches, comprising six in West Virginia and two in Virginia. Established in 1997, the company's headquarters are situated in Fairmont, West Virginia.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
44/100

Analyst Ratings

โ“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy6
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

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