MVBF logo

MVB FINANCIAL CORP

MVBFNASDAQ
πŸ† #3061 by market capEarnings Feb 10US Equity
$29.74β–² $0.10 (+0.34%)
πŸŒ™ After hours$29.74β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–² 0.3%
7dβ–Ό 0.9%
14dβ–² 1.9%
30dβ–² 1.8%
ytdβ–² 15.9%
1yβ–² 13.5%
🏦Market Cap
$385M
Small Cap
πŸ“ˆRevenue Growth (YoY)
19.0%
Healthy
πŸ“ŠGross Margin
63.3%
High
πŸ’΅FCF Margin
-17.2%
Thin
βš–οΈP/S Ratio
1.8x
Cheap
Otter Score
92
Excellent

Trading Snapshot

Day Range
$29.54 – $30.40
52-Week Range
$23.99 – $31.99
Volume (shares)
56,934
Avg Volume (shares)
β€”
Shares Outstanding
12.9M
Next Earnings
2027-02-10

Fundamentals Snapshot

Annual Revenue
$270M
Last Q Revenue
$67M
P/E Ratio
9.8
P/S Ratio
1.8x
EPS (TTM)
$3.01
Dividend Yield
2.29%
Dilution (1yr)
βˆ’0.9%
MVBF logo

MVB FINANCIAL CORP

MVBF
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$270Mβ–² +19.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
71.7%β–² +10.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$37Mβ–² +39.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$2Mβ–Ό βˆ’210.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
13.1Mβ–Ό βˆ’0.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$167Mβ–Ό βˆ’$75M YoY
StockOtter Β· stockotter.space

About MVB FINANCIAL CORP

MVB Financial Corp. operates as a financial holding company, delivering a comprehensive suite of financial services to both individual consumers and corporate clients. The company serves customers across the Mid-Atlantic region and extends its reach internationally. Its operations are structured into three primary divisions: CoRe Banking, Mortgage Banking, and Financial Holding Company. Within its core banking offerings, MVB provides a variety of deposit accounts, including checking, savings, money market, and certificates of deposit. The company also extends credit solutions, such as commercial, consumer, and real estate mortgage loans, alongside various lines of credit. An array of supplementary banking services includes debit cards, cashier's checks, safe deposit box rentals, and non-deposit investment options. Notably, it also specializes in financial technology (Fintech) banking services. Beyond traditional banking, MVB Financial Corp. offers title insurance. It further provides an integrated range of services encompassing regulatory compliance, state licensing, financial crime prevention, and enterprise risk management; these solutions cover consulting, outsourcing, testing, and training. Moreover, the firm delivers customizable fraud prevention services designed for merchants, credit agencies, Fintech companies, and other vendors. It also engages in consulting for the development of online and mobile banking platforms and digital products for Fintech entities, concurrently undertaking software development projects. As of December 31, 2021, MVB maintained a physical presence with eight full-service branches, comprising six in West Virginia and two in Virginia. Established in 1997, the company's headquarters are situated in Fairmont, West Virginia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Excellent
92/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy6
Hold2
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

MarketBeatΒ·6h ago

Mvb Financial Q3 Earnings Call Highlights

Mvb Financial NASDAQ: MVBF reported third-quarter net income of approximately $438,000, or $0.03 per diluted share, as a higher provision for credit losses and the absence of a prior-quarter investment gain weighed on re

Zacks Investment ResearchΒ·9h ago

MVB Financial (MVBF) Q3 Earnings Lag Estimates

MVB Financial (MVBF) came out with quarterly earnings of $0.04 per share, missing the Zacks Consensus Estimate of $0.41 per share. This compares to a loss of $0.24 per share a year ago.

BenzingaΒ·9h ago

MVB Financial Q3 2026 Earnings Call Transcript

MVB Financial (NASDAQ:MVBF) reported third-quarter financial results on Thursday. The transcript from the company's third-quarter earnings call has been provided below.

Zacks Investment ResearchΒ·7d ago

MVB Financial (MVBF) Reports Next Week: Wall Street Expects Earnings Growth

MVB Financial (MVBF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Business WireΒ·14d ago

MVB Financial Sets Date for Third Quarter 2026Β Earnings Release and Conference Call

FAIRMONT, W.V.--(BUSINESS WIRE)-- #banking--MVB Financial Corp. (β€œMVBF,” β€œMVB Financial,” or the β€œCompany”) (Nasdaq: MVBF) announced today that it will release its third quarter 2026 financial results after market close

Defense WorldΒ·24d ago

Analyzing Mvb Financial (NASDAQ:MVBF) and United Community Banks (NYSE:UCB)

Mvb Financial (NASDAQ: MVBF - Get Free Report) and United Community Banks (NYSE: UCB - Get Free Report) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength