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MAINSTREET BANCSHARES INC

MNSBNASDAQ
πŸ† #3752 by market capEarnings Jan 25US Equity
$21.42β–Ό $0.08 (βˆ’0.37%)
Market closed Β· at close
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24hβ–Ό 0.4%
7dβ–Ό 13.5%
14dβ–Ό 13.0%
30dβ–Ό 14.0%
ytdβ–² 5.4%
1yβ–² 14.5%
🏦Market Cap
$153M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-1.4%
Declining
πŸ“ŠGross Margin
54.7%
Healthy
πŸ’΅FCF Margin
17.7%
Healthy
βš–οΈP/S Ratio
1.2x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$21.25 – $21.75
52-Week Range
$17.86 – $25.87
Volume (shares)
31,865
Avg Volume (shares)
β€”
Shares Outstanding
7.1M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$136M
Last Q Revenue
$33M
P/E Ratio
11.0
P/S Ratio
1.2x
EPS (TTM)
$2.31
Dividend Yield
1.87%
Dilution (1yr)
βˆ’0.5%
MNSB logo

MAINSTREET BANCSHARES INC

MNSB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$136Mβ–Ό βˆ’1.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
54.4%β–² +27.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$19Mβ–Ό βˆ’237.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$11Mβ–² +18.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
7.6Mβ–Ό βˆ’0.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$43Mβ–Ό βˆ’$18M YoY
StockOtter Β· stockotter.space

About MAINSTREET BANCSHARES INC

MainStreet Bancshares, Inc. operates as the parent entity for MainStreet Bank, which delivers a comprehensive suite of financial products and services. Its diverse offerings cater to individuals, small to mid-sized businesses, and professional service organizations. The bank provides various deposit accounts, including checking (both standard and interest-bearing, for consumers and businesses), savings, money market, NOW, sweep accounts, and certificates of deposit. Beyond core banking, it offers cash management, wire transfer, check imaging, remote deposit capture, and courier services, alongside internet bill payment and robust online and mobile banking solutions. Lending activities encompass commercial loans for government contracts, plant and equipment, general working capital, contract administration, and acquisitions. Furthermore, MainStreet Bank extends financing for commercial, construction, and residential real estate, as well as consumer loans such as term loans and overdraft protection. Debit and credit cards are also available. Incorporated in 2003 and based in Fairfax, Virginia, the company maintained six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., and supported access to 55,000 automated teller machines as of March 18, 2022.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
7 analysts
Strong Buy2
Buy4
Hold1
Sell0
Strong Sell0
Ratings as of Oct 2026

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