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MAINSTREET BANCSHARES INC

MNSBNASDAQ
๐Ÿ† #3183 by market capEarnings Oct 26US Equity
$24.49โ–ฒ $0.40 (+1.62%)
๐ŸŒ… Pre-market$24.49โ–ฒ 0.00%Regular close ยท extended-hours price shown
1hโ€”
24hโ–ฒ 1.6%
7dโ–ฒ 4.4%
14dโ–ฒ 4.9%
30dโ–ฒ 2.1%
1yโ–ฒ 14.0%
๐ŸฆMarket Cap
$174M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
-1.4%
Declining
๐Ÿ“ŠGross Margin
55.2%
Healthy
๐Ÿ’ตFCF Margin
18.6%
Healthy
โš–๏ธP/S Ratio
1.3x
Cheap
Otter Score
56
Weak

Trading Snapshot

Day Range
$24.17 โ€“ $24.91
52-Week Range
$17.86 โ€“ $25.29
Volume
$1.68B
Avg Volume
$1.42B
Shares Outstanding
7.1M
Next Earnings
Oct 4, 2026

Fundamentals Snapshot

Annual Revenue
$136M
Last Q Revenue
$33M
P/E Ratio
12.1
P/S Ratio
1.3x
EPS (TTM)
$2.37
Dividend Yield
1.63%

Why Investors Own MNSB

  • โœ“High-growth profile โ€” revenue up +29.6% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 45% gross margin and 6% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$136Mโ–ฒ +29.8% YoY
Gross Margin (TTM)
45.3%โ–ฒ +2.6% YoY
Operating Income (TTM)
$26Mโ–ฒ +29.8% YoY
Free Cash Flow (TTM)
$8Mโ–ฒ +29.8% YoY

About MAINSTREET BANCSHARES INC

MainStreet Bancshares, Inc. operates as the parent entity for MainStreet Bank, which delivers a comprehensive suite of financial products and services. Its diverse offerings cater to individuals, small to mid-sized businesses, and professional service organizations. The bank provides various deposit accounts, including checking (both standard and interest-bearing, for consumers and businesses), savings, money market, NOW, sweep accounts, and certificates of deposit. Beyond core banking, it offers cash management, wire transfer, check imaging, remote deposit capture, and courier services, alongside internet bill payment and robust online and mobile banking solutions. Lending activities encompass commercial loans for government contracts, plant and equipment, general working capital, contract administration, and acquisitions. Furthermore, MainStreet Bank extends financing for commercial, construction, and residential real estate, as well as consumer loans such as term loans and overdraft protection. Debit and credit cards are also available. Incorporated in 2003 and based in Fairfax, Virginia, the company maintained six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., and supported access to 55,000 automated teller machines as of March 18, 2022.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
56/100

Analyst Ratings

โ“˜
Consensus
Buy
7 analysts
Strong Buy2
Buy4
Hold1
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

SeekingAlphaยท18d ago

MainStreet Bancshares, Inc. 2026 Q2 - Results - Earnings Call Presentation

2026-07-24. The following slide deck was published by MainStreet Bancshares, Inc.

Yahooยท18d ago

MainStreet Bank Q2 Earnings Call Highlights

MainStreet Bank (NASDAQ:MNSB) executives said the company delivered stronger second-quarter 2026 earnings as net interest income expanded, expenses remained controlled and loan growth continued, while management also acknowledged ongoing work to resolve classified and non-performing credit relations

Yahooยท19d ago

MainStreet Bancshares Inc (MNSB) Q2 2026 Earnings Call Highlights: Strong EPS Growth Amidst ...

MainStreet Bancshares Inc (MNSB) reports robust earnings growth and improved margins, while navigating funding cost pressures and credit risk challenges.

Yahooยท22d ago

MainStreet Bank (MNSB) Beats Q2 Earnings Estimates

MainStreet Bank (MNSB) delivered earnings and revenue surprises of +9.43% and -0.07%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?

Yahooยท22d ago

Is MainStreet Bank (MNSB) a Great Value Stock Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Yahooยท22d ago

MainStreet Bancshares, Inc. Delivers Solid Second Quarter 2026 Performance

Disciplined Expense Management and Healthy NIM Drive Sequential Income GrowthFAIRFAX, Va., July 20, 2026 (GLOBE NEWSWIRE) -- MainStreet Bancshares, Inc. (Nasdaq: MNSB & MNSBP), the financial holding company for MainStreet Bank, reported net income of $4.7 million for the quarter-ended June 30, 2026, a 14% increase from the previous quarter, resulting in earnings per common share of $0.58. The net interest margin expansion continued, rising to 3.53% for the quarter. The Company repurchased 207,00