MFIN logo

MEDALLION FINANCIAL CORP

MFINNASDAQ
๐Ÿ† #2917 by market capEarnings Nov 4US Equity
$11.03โ–ฒ $0.14 (+1.29%)
Market closed ยท at close
1hโ€”
24hโ–ฒ 1.3%
7dโ–ฒ 2.2%
14dโ–ฒ 11.1%
30dโ–ฒ 10.1%
1yโ–ฒ 6.5%
๐ŸฆMarket Cap
$254M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+28.5%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
66.3%
Strong
โš–๏ธP/S Ratio
1.2x
Cheap
Otter Score
43
Weak

Trading Snapshot

Day Range
$10.86 โ€“ $11.14
52-Week Range
$7.85 โ€“ $11.05
Volume
$2.76B
Avg Volume
$2.05B
Shares Outstanding
23.0M
Next Earnings
Sep 8, 2026

Fundamentals Snapshot

Annual Revenue
$353M
Last Q Revenue
$89M
P/E Ratio
7.6
P/S Ratio
1.2x
EPS (TTM)
$1.33
Dividend Yield
4.53%

Why Investors Own MFIN

  • โœ“High-growth profile โ€” revenue up +58.2% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 47% gross margin and 14% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$353Mโ–ฒ +60.3% YoY
Gross Margin (TTM)
47.0%โ–ฒ +3.2% YoY
Operating Income (TTM)
$122Mโ–ฒ +60.3% YoY
Free Cash Flow (TTM)
$49Mโ–ฒ +60.3% YoY

About MEDALLION FINANCIAL CORP

Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well as for residential improvement projects. Furthermore, it offers commercial financing for business purposes, including the procurement of equipment, the establishment of new ventures, or the acquisition and enhancement of existing businesses. A notable segment involves providing loans for taxi medallions to individual operators and small to medium-sized enterprises. Beyond direct lending, Medallion Financial also allocates debt, mezzanine, and equity investment capital to companies across various industries, while additionally engaging in deposit-taking and other banking services. Established in 1995, Medallion Financial Corp. maintains its primary office in New York City, New York.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
43/100

Analyst Ratings

โ“˜
Consensus
Buy
10 analysts
Strong Buy3
Buy3
Hold4
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

SeekingAlphaยท7d ago

Medallion Financial: Slowing Growth And Declining Returns On Equity Change Its Outlook

Medallion Financial rated Buy with $10.92 fair value (~10% upside). Click here to read more about the MFIN stock.

SeekingAlphaยท11d ago

Medallion Financial Corp. 2026 Q2 - Results - Earnings Call Presentation

2026-07-31. The following slide deck was published by Medallion Financial Corp.

SeekingAlphaยท12d ago

Medallion Financial Corp. (MFIN) Q2 2026 Earnings Call Transcript

Medallion Financial Corp. (MFIN) Q2 2026 Earnings Call July 30, 2026 9:00 AM EDTCompany ParticipantsAndrew Murstein - CEO, President, COO &...

ChartMillยท13d ago

Medallion Financial Corp (NASDAQ:MFIN) Tops Q2 Estimates as Loan Originations Surge

Medallion Financial Corp. beat Q2 estimates with $61.7M revenue and $0.31 EPS, driven by 63% surge in loan originations and record assets over $3B.

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Benzingaยท13d ago

Medallion Finl Q2 EPS $0.31 Beats $0.29 Estimate, Sales $61.051M Beat $56.481M Estimate

Medallion Finl (NASDAQ:MFIN) reported quarterly earnings of $0.31 per share which beat the analyst consensus estimate of $0.29 by 6.9 percent. This is a 32.61 percent decrease over earnings of $0.46 per share from the

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Benzingaยท13d ago

Medallion Finl Q2 Sales $61.051M Beat $56.481M Estimate

Medallion Finl (NASDAQ:MFIN) reported quarterly sales of $61.051 million which beat the analyst consensus estimate of $56.481 million by 8.09 percent. This is a 2.44 percent decrease over sales of $62.579 million the