MCY logo

MERCURY GENERAL CORP

MCYNYSE
๐Ÿ† #1117 by market capEarnings Nov 3US Equity
$105.41โ–ผ $0.35 (โˆ’0.33%)
Live
1hโ–ผ 0.6%
24hโ–ผ 0.3%
7dโ–ผ 3.1%
14dโ–ผ 2.7%
30dโ–ผ 4.3%
1yโ–ฒ 42.4%
๐ŸฆMarket Cap
$5.84B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+9.9%
Slowing
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
19.9%
Healthy
โš–๏ธP/S Ratio
0.9x
Cheap
Otter Score
41
Weak

Trading Snapshot

Day Range
$103.77 โ€“ $106.61
52-Week Range
$70.31 โ€“ $113.06
Volume
$1.92B
Avg Volume
$1.84B
Shares Outstanding
55.4M
Next Earnings
Sep 24, 2026

Fundamentals Snapshot

Annual Revenue
$5.99B
Last Q Revenue
$1.68B
P/E Ratio
6.4
P/S Ratio
0.9x
EPS (TTM)
$16.91
Dividend Yield
1.17%

Why Investors Own MCY

  • โœ“High-growth profile โ€” revenue up +50.4% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 75% gross margin and 21% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$5.99Bโ–ฒ +51.8% YoY
Gross Margin (TTM)
75.1%โ–ฒ +0.9% YoY
Operating Income (TTM)
$779Mโ–ฒ +51.8% YoY
Free Cash Flow (TTM)
$1.25Bโ–ฒ +51.8% YoY

About MERCURY GENERAL CORP

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
41/100

Analyst Ratings

โ“˜
Consensus
Buy
6 analysts
Strong Buy2
Buy2
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

ChartMillยท7d ago

Mercury General (NYSE:MCY) Rises After Q2 Profit and Revenue Beat

Mercury General beats Q2 with EPS $3.52 vs $2.55 est, revenue beat; shares rise 2.3% after market.

๐Ÿ›ฐ๏ธ
Benzingaยท7d ago

Mercury General Q2 Adj. EPS $3.52 Beats $2.52 Estimate, Sales $1.681B Beat $1.589B Estimate

Mercury General (NYSE:MCY) reported quarterly earnings of $3.52 per share which beat the analyst consensus estimate of $2.52 by 39.13 percent. This is a 31.84 percent increase over earnings of $2.67 per share from the

Yahooยท29d ago

Most Vacation Rentals Go Smoothly; Mercury Insurance Says Preparation Matters for the Ones That Don't

Vacation rentals have become a staple of summer travel, with millions of Americans choosing homes, condos and cabins over traditional hotels. While property damage during short-term rentals is relatively uncommon, Mercury Insurance (NYSE/NYSE TX: MCY) says the financial consequences can be significant when guests or homeowners misunderstand what they're responsible for before a stay begins.

Yahooยท29d ago

Mercury General (MCY) Rallies As Valuation Questions Build, Is The Upside Already Priced In?

Mercury General (MCY) has come into focus after discussion around its estimated slowing sales growth, its below average book value growth in the insurance sector, and a return on equity that points to limited investment opportunities. See our latest analysis for Mercury General. Recent price action shows Mercury General maintaining positive momentum, with a 30 day share price return of 9.34% and a year to date share price return of 20.26%. The 1 year total shareholder return of 63.96% and 3...

YahooยทJul 13

3 Small-Cap Stocks with Questionable Fundamentals

Small-cap stocks can be incredibly lucrative investments because their lack of analyst coverage leads to frequent mispricings. However, these businesses (and their stock prices) often stay small because their subscale operations make it harder to expand their competitive moats.