
MECHANICS BANCORP-A
MCHBNASDAQTrading Snapshot
- Day Range
- $17.11 โ $17.37
- 52-Week Range
- $12.50 โ $17.19
- Volume
- $2.42B
- Avg Volume
- $2.62B
- Shares Outstanding
- 20,000
- Next Earnings
- Oct 28, 2026
Fundamentals Snapshot
- Annual Revenue
- $1.03B
- Last Q Revenue
- $262M
- P/E Ratio
- 17.6
- P/S Ratio
- โ
- EPS (TTM)
- $0.79
- Dividend Yield
- 3.65%
Why Investors Own MCHB
- โHigh-growth profile โ revenue up +29.6% YoY with expanding US Equity exposure.
- โHealthy economics โ 40% gross margin and 6% free-cash-flow margin.
- โNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About MECHANICS BANCORP-A
Mechanics Bank delivers a comprehensive suite of financial solutions, catering to the diverse needs of individual clients and small to mid-sized businesses. Its foundational offerings include a variety of checking and savings accounts. Beyond core deposit services, the bank provides an extensive portfolio of lending options, encompassing personal loans for homes and automobiles, various business financing such as term loans, lines of credit, equipment financing, and Small Business Administration (SBA) loans. It also specializes in multi-family, commercial, and owner-occupied real estate lending. The institution further supports its clients with credit and debit cards, sophisticated payable and receivable solutions, robust fraud prevention, and comprehensive cash management services. For businesses, it delivers merchant and payroll services, Paycheck Protection Program (PPP) solutions, and workplace benefit plans. Additional specialized services span foreign currency exchange, cashier's checks, wire transfers, overdraft protection, deposit and treasury services, alongside sophisticated wealth management offerings like trust and estate planning, investment and asset management, and retirement planning. Convenience is enhanced through its online and mobile banking platforms. The bank operates an extensive network of 115 branch locations strategically positioned across key Californian regions, including the Greater San Francisco, Sacramento, Los Angeles, and San Diego areas, as well as the Central Valley. Established in 1905, Mechanics Bank is headquartered in Walnut Creek, California.
Otter Score Breakdown
โAnalyst Ratings
โLatest News & Updates
Keefe, Bruyette & Woods Maintains Market Perform on Mechanics Bancorp, Raises Price Target to $17.5
Keefe, Bruyette & Woods analyst Woody Lay maintains Mechanics Bancorp (NASDAQ:MCHB) with a Market Perform and raises the price target from $16 to $17.5.

Mechanics Bancorp: Looking Like A More Interesting Option For Income Investors
Mechanics Bancorp (MCHB) rated Hold: valuation looks stretched despite a projected ~7% FY2027 dividend yield.

Mechanics Bancorp 2026 Q2 - Results - Earnings Call Presentation
2026-07-31. The following slide deck was published by Mechanics Bancorp in conjunction with their 2026 Q2 earnings call.

Mechanics Bancorp (MCHB) Q2 2026 Earnings Call Transcript
Mechanics Bancorp (MCHB) Q2 2026 Earnings Call July 29, 2026 11:00 AM EDTCompany ParticipantsNathan Duda - Executive VP & CFOC.
Mechanics Bancorp Q2 EPS $0.25 Misses $0.26 Estimate, Sales $200.968M Miss $203.048M Estimate
Mechanics Bancorp (NASDAQ:MCHB) reported quarterly earnings of $0.25 per share which missed the analyst consensus estimate of $0.26 by 3.85 percent. This is a 25 percent increase over earnings of $0.20 per share from