MCBS logo

METROCITY BANKSHARES INC

MCBSNASDAQ
πŸ† #2387 by market capEarnings Oct 15US Equity
$36.11β–² $0.22 (+0.61%)
Live
1hβ€”
24hβ–² 0.6%
7dβ–² 0.8%
14dβ–² 1.3%
30dβ–² 1.0%
1yβ–² 26.9%
🏦Market Cap
$1.04B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+35.4%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
22.4%
Strong
βš–οΈP/S Ratio
3.0x
Cheap
Otter Score
62
Fair

Trading Snapshot

Day Range
$35.92 – $36.45
52-Week Range
$24.53 – $37.46
Volume
$5.02B
Avg Volume
$5.90B
Shares Outstanding
28.8M
Next Earnings
Sep 5, 2026

Fundamentals Snapshot

Annual Revenue
$237M
Last Q Revenue
$70M
P/E Ratio
12.6
P/S Ratio
3.0x
EPS (TTM)
$2.88
Dividend Yield
2.60%

Why Investors Own MCBS

  • βœ“High-growth profile β€” revenue up +39.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 29% gross margin and 8% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$237Mβ–² +44.8% YoY
Gross Margin (TTM)
29.4%β–² +0.3% YoY
Operating Income (TTM)
$22Mβ–² +44.8% YoY
Free Cash Flow (TTM)
$19Mβ–² +44.8% YoY

About METROCITY BANKSHARES INC

MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
62/100

Analyst Ratings

β“˜
Consensus
Sell
6 analysts
Strong Buy0
Buy0
Hold3
Sell1
Strong Sell2
Ratings as of Aug 2026

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