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MERCHANTS BANCORP/IN

MBINNASDAQ
๐Ÿ† #1789 by market capEarnings Oct 27US Equity
$54.88โ–ฒ $0.44 (+0.80%)
Live
1hโ–ฒ 0.7%
24hโ–ฒ 0.8%
7dโ–ผ 1.5%
14dโ–ฒ 1.3%
30dโ–ฒ 15.1%
1yโ–ฒ 70.1%
๐ŸฆMarket Cap
$2.52B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
โ€”
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
โ€”
โš–๏ธP/S Ratio
โ€”
Otter Score
50
Weak

Trading Snapshot

Day Range
$54.12 โ€“ $55.74
52-Week Range
$29.92 โ€“ $56.87
Volume
$3.18B
Avg Volume
$4.14B
Shares Outstanding
45.9M
Next Earnings
Oct 12, 2026

Fundamentals Snapshot

Annual Revenue
$1.37B
Last Q Revenue
$294M
P/E Ratio
10.9
P/S Ratio
โ€”
EPS (TTM)
$4.97
Dividend Yield
2.41%

Why Investors Own MBIN

  • โœ“High-growth profile โ€” revenue up +1.3% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 45% gross margin and 20% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$1.37Bโ–ฒ +0.0% YoY
Gross Margin (TTM)
44.5%โ–ฒ +1.5% YoY
Operating Income (TTM)
$188Mโ–ฒ +0.0% YoY
Free Cash Flow (TTM)
$273Mโ–ฒ +0.0% YoY

About MERCHANTS BANCORP/IN

Merchants Bancorp operates as a diversified financial services holding company across the United States. Its operations are organized into three primary divisions: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking division focuses on originating and servicing government-sponsored mortgages for multi-family dwellings and healthcare institutions. It also tailors loan products specifically for independent living, assisted living, memory care, and skilled nursing developments, and serves as a syndicator for low-income housing tax credits and related debt funds. The Mortgage Warehousing division provides funding for residential loans eligible for agency backing, covering their initiation, acquisition, and sale within the secondary market, in addition to extending commercial credit to non-depository financial firms. Finally, the Banking division offers a broad spectrum of financial products and services to both individual consumers and businesses. These offerings encompass various deposit accounts and a diverse portfolio of loan options, including multi-family construction and bridge loans, commercial real estate, commercial and industrial, agricultural, residential mortgage, and consumer credit. Furthermore, this segment facilitates single-family mortgage lending, construction, bridge, and lot financing, first-lien home equity lines of credit, and Small Business Administration (SBA) lending programs. Founded in 1990, Merchants Bancorp maintains its corporate headquarters in Carmel, Indiana.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
50/100

Analyst Ratings

โ“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy4
Hold3
Sell0
Strong Sell0
Ratings as of Aug 2026

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