LKFN logo

LAKELAND FINANCIAL CORP

LKFNNASDAQ
πŸ† #2126 by market capEarnings Jan 25US Equity
$60.40β–Ό $0.31 (βˆ’0.51%)
Market closed Β· at close
πŸ””
Track LKFN
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 0.5%
7dβ–² 1.7%
14dβ–² 4.4%
30dβ–² 4.3%
ytdβ–² 6.0%
1yβ–² 6.5%
🏦Market Cap
$1.50B
Small Cap
πŸ“ˆRevenue Growth (YoY)
-1.9%
Declining
πŸ“ŠGross Margin
64.9%
High
πŸ’΅FCF Margin
28.1%
Strong
βš–οΈP/S Ratio
3.5x
Fair
Otter Score
68
Fair

Trading Snapshot

Day Range
$59.72 – $60.97
52-Week Range
$54.36 – $64.55
Volume (shares)
215,245
Avg Volume (shares)
β€”
Shares Outstanding
24.9M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$422M
Last Q Revenue
$108M
P/E Ratio
13.4
P/S Ratio
3.5x
EPS (TTM)
$4.54
Dividend Yield
3.44%
Dilution (1yr)
βˆ’0.1%
LKFN logo

LAKELAND FINANCIAL CORP

LKFN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$422Mβ–Ό βˆ’1.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
61.0%β–² +10.8% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$126Mβ–² +12.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$104Mβ–² +10.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
25.8Mβ–Ό βˆ’0.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$127Mβ–Ό βˆ’$295M YoY
StockOtter Β· stockotter.space

About LAKELAND FINANCIAL CORP

Lakeland Financial Corporation serves as the parent organization for Lake City Bank, offering a broad spectrum of banking and financial solutions. The company manages various deposit accounts, including non-interest-bearing and interest-bearing checking, savings, money market, NOW, and demand deposits. Its lending portfolio is diverse, providing commercial and industrial loans, financing for commercial real estate and multi-family residences, agri-business and agricultural loans, and a variety of consumer loans, such as 1-4 family mortgages. Beyond traditional banking, Lakeland Financial offers retail and merchant credit card services, advanced corporate treasury management, wealth advisory, and trust administration. It also facilitates retail brokerage, featuring investment vehicles like annuities and life insurance, and supports clients with mobile business banking and online treasury management platforms. The firm caters to a wide range of sectors, including commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, hospitality, and healthcare industries. Established in 1872, Lakeland Financial Corporation is headquartered in Warsaw, Indiana. As of December 31, 2021, it operated an extensive network of 51 branches across fifteen counties, with 45 located in northern Indiana and six in central Indiana.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Hold
10 analysts
Strong Buy0
Buy0
Hold7
Sell1
Strong Sell2
Ratings as of Oct 2026

Latest News & Updates

Zacks Investment ResearchΒ·2d ago

Lakeland Financial (LKFN) Reports Q3 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for Lakeland Financial (LKFN) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wal

Zacks Investment ResearchΒ·2d ago

Lakeland Financial (LKFN) Q3 Earnings and Revenues Surpass Estimates

Lakeland Financial (LKFN) came out with quarterly earnings of $1.14 per share, beating the Zacks Consensus Estimate of $1.08 per share. This compares to earnings of $1.03 per share a year ago.

GlobeNewsWireΒ·3d ago

Lakeland Financial Reports Record Third Quarter Performance with Loan Growth of 8%; Diluted Earnings per Share Increases by 11%

WARSAW, Ind., Oct. 26, 2026 (GLOBE NEWSWIRE) -- Lakeland Financial Corporation (Nasdaq Global Select/LKFN), parent company of Lake City Bank, today reported record third quarter net income of $28.9 million for the three

24/7 Wall StreetΒ·8d ago

Lakeland Financial vs. First Busey: Which Bank Offers Better Long-Term Dividend Income?

Two Midwest banks share the same ex-dividend date, but one cut its payout to the bone during the financial crisis while the other never touched it. That difference in character shapes which bank retirement income investo

Zacks Investment ResearchΒ·9d ago

Lakeland Financial (LKFN) Earnings Expected to Grow: Should You Buy?

Lakeland Financial (LKFN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

24/7 Wall StreetΒ·9d ago

5 Dividend Stocks Going Ex-Dividend This Week. Which Payouts Are Safest?

Five dividend deadlines are closing fast this week, but the payouts behind those yields vary wildly in how well they are actually covered.