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9F INC - ADR

JFUNASDAQ
πŸ† #3887 by market capUS Equity
$2.05β–Ό $0.28 (βˆ’13.87%)
Live
1hβ€”
24hβ–Ό 13.9%
7dβ–² 1.0%
14dβ–² 1.0%
30dβ–Ό 14.6%
1yβ–² 10.8%
🏦Market Cap
$483M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-27.6%
Declining
πŸ“ŠGross Margin
68.3%
High
πŸ’΅FCF Margin
β€”
βš–οΈP/S Ratio
1.4x
Cheap
Otter Score
41
Weak

Trading Snapshot

Day Range
$2.03 – $2.06
52-Week Range
β€”
Volume
$1.97B
Avg Volume
$2.02B
Shares Outstanding
235.5M
Next Earnings
Sep 11, 2026

Fundamentals Snapshot

Annual Revenue
$460M
Last Q Revenue
$69M
P/E Ratio
1.1
P/S Ratio
1.4x
EPS (TTM)
β€”
Dividend Yield
β€”

Why Investors Own JFU

  • βœ“High-growth profile β€” revenue up +37.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 39% gross margin and 25% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$460Mβ–² +32.8% YoY
Gross Margin (TTM)
38.8%β–² +2.0% YoY
Operating Income (TTM)
$48Mβ–² +32.8% YoY
Free Cash Flow (TTM)
$117Mβ–² +32.8% YoY

About 9F INC - ADR

9F Inc., along with its subsidiary entities, operates an extensive online financial services platform across the People's Republic of China. The company's core offerings include digital financial accounts that streamline online lending, wealth management, and payment processing services. They extend both revolving and non-revolving loan products directly to individuals seeking credit, and also provide traffic referral services to their partner financial institutions. For investors, 9F presents a diverse range of online wealth management productsβ€”including fixed income securities, equities, insurance, bank-issued wealth products, and mutual fundsβ€”accessible through various proprietary platforms such as Wukong Licai, 9F Wallet, and 9F Puhui. Beyond these primary financial activities, 9F Inc. facilitates payment solutions, enabling users to settle credit card bills and various household expenses like utilities. Additional value-added services encompass credit history inquiries, debt restructuring assistance, and customer referral programs. The company further provides technology-driven empowerment solutions to a variety of sectors, including banking, automotive, securities investment, and insurance. Complementing its financial endeavors, 9F is also engaged in an e-commerce business, marketing a broad assortment of goods ranging from 3C products and beauty items to essential groceries (e.g., rice, noodles, oils), home appliances, jewelry, and alcoholic beverages. Serving a diverse client base of borrowers, investors, and collaborating financial institutions, 9F Inc. was founded in 2006. The company, originally known as JIUFU Financial Technology Service Limited, adopted its current name in June 2014 and maintains its corporate headquarters in Beijing, China.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
41/100

Analyst Price Target

β“˜
Average Target
$2.03
β–Ό βˆ’1.0% Downside
High Target$2.34
Low Target$1.76
Based on 31 analysts

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