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INVESTAR HOLDING CORP

ISTRNASDAQ
πŸ† #3065 by market capEarnings Jan 20US Equity
$27.81β–² $0.16 (+0.58%)
Market closed Β· at close
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24hβ–² 0.6%
7dβ–Ό 1.0%
14dβ–Ό 3.5%
30dβ–Ό 3.7%
ytdβ–² 4.1%
1yβ–² 15.3%
🏦Market Cap
$382M
Small Cap
πŸ“ˆRevenue Growth (YoY)
27.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
7.7%
Moderate
βš–οΈP/S Ratio
1.2x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$27.73 – $28.04
52-Week Range
$22.95 – $31.77
Volume (shares)
2,453
Avg Volume (shares)
β€”
Shares Outstanding
13.8M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$153M
Last Q Revenue
$56M
P/E Ratio
11.3
P/S Ratio
1.2x
EPS (TTM)
$2.43
Dividend Yield
1.66%
Dilution (1yr)
+6.1%
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INVESTAR HOLDING CORP

ISTR
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$153Mβ–Ό βˆ’1.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
61.0%β–² +11.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$28Mβ–² +14.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$17Mβ–² +9.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
10.6Mβ–² +6.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$126Mβ–Ό βˆ’$53M YoY
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About INVESTAR HOLDING CORP

Investar Holding Corporation acts as the parent company for Investar Bank, delivering a wide spectrum of financial products and services. The bank caters to both individual clients and small to mid-sized businesses throughout South Louisiana. Its offerings include a diverse suite of deposit accounts such as savings, checking, money market, and individual retirement accounts, along with various certificates of deposit. Customers also benefit from contemporary banking tools like debit cards and mobile banking platforms. Investar Bank provides extensive lending options, spanning commercial real estate, commercial and industrial loans (including working capital lines and equipment financing), and construction loans for commercial, single-family residential, and multi-family developments. Residential lending for one-to-four family properties, such as second mortgages, is also available, alongside a variety of consumer loans for personal, family, and household needs, including secured and unsecured installment loans, home equity lines of credit, and auto loans. For its business clientele, the company offers sophisticated cash management solutions, featuring remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination, wire transfers, investment sweep accounts, and business internet banking. Additional banking conveniences include cashier's checks, direct deposit services for payroll and social security, night depository, bank-by-mail, automated teller machines (ATMs), interactive teller machines (ITMs), merchant card services, and mobile wallet payment capabilities. Founded in 2006, Investar Holding Corporation is based in Baton Rouge, Louisiana, and conducts its operations through a network of 24 full-service branches.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy5
Hold2
Sell0
Strong Sell0
Ratings as of Oct 2026

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