ISBA logo

ISABELLA BANK CORP

ISBANASDAQ
πŸ† #3286 by market capUS Equity
$39.36β–² $0.24 (+0.61%)
Latest quote
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24hβ–² 0.6%
7dβ–² 6.3%
14dβ–² 7.5%
30dβ–² 3.7%
ytdβ–Ό 21.2%
1yβ–² 11.3%
🏦Market Cap
$290M
Small Cap
πŸ“ˆRevenue Growth (YoY)
21.6%
Healthy
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
12.0%
Healthy
βš–οΈP/S Ratio
2.0x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$39.00 – $39.71
52-Week Range
$34.09 – $58.83
Volume (shares)
1,869
Avg Volume (shares)
β€”
Shares Outstanding
7.4M
Next Earnings
β€”

Fundamentals Snapshot

Annual Revenue
$112M
Last Q Revenue
$17M
P/E Ratio
20.1
P/S Ratio
2.0x
EPS (TTM)
$1.97
Dividend Yield
2.75%
Dilution (1yr)
βˆ’1.0%
ISBA logo

ISABELLA BANK CORP

ISBA
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$112Mβ–² +10.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.6%β–² +9.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$22Mβ–² +35.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$23Mβ–² +33.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
7.4Mβ–Ό βˆ’1.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$116Mβ–Ό βˆ’$28M YoY
StockOtter Β· stockotter.space

About ISABELLA BANK CORP

Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate planning assistance, and safe deposit box rentals. The corporation also extends its services to include group life, health, accident, and disability insurance products, as well as various other employee benefit programs. As of December 31, 2021, the company maintained 30 branch locations situated in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. With a heritage dating back to its founding in 1903, Isabella Bank Corporation is headquartered in Mount Pleasant, Michigan.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100
Analyst data unavailable.

Latest News & Updates

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