INBK logo

FIRST INTERNET BANCORP

INBKNASDAQ
๐Ÿ† #3013 by market capEarnings Oct 20US Equity
$29.28โ–ผ $0.04 (โˆ’0.14%)
๐ŸŒ… Pre-market$29.28โ–ฒ 0.00%Regular close ยท extended-hours price shown
1hโ€”
24hโ–ผ 0.1%
7dโ–ผ 1.1%
14dโ–ฒ 10.2%
30dโ–ฒ 10.8%
1yโ–ฒ 27.7%
๐ŸฆMarket Cap
$255M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+50.5%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
89.8%
Strong
โš–๏ธP/S Ratio
1.7x
Cheap
Otter Score
51
Weak

Trading Snapshot

Day Range
$29.01 โ€“ $29.63
52-Week Range
$17.05 โ€“ $31.09
Volume
$2.22B
Avg Volume
$2.37B
Shares Outstanding
8.7M
Next Earnings
Oct 7, 2026

Fundamentals Snapshot

Annual Revenue
$323M
Last Q Revenue
$85M
P/E Ratio
โ€”
P/S Ratio
1.7x
EPS (TTM)
$-3.84
Dividend Yield
0.81%

Why Investors Own INBK

  • โœ“High-growth profile โ€” revenue up +1.2% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 50% gross margin and 22% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$323Mโ–ฒ +1.3% YoY
Gross Margin (TTM)
49.9%โ–ฒ +3.0% YoY
Operating Income (TTM)
$119Mโ–ฒ +1.3% YoY
Free Cash Flow (TTM)
$72Mโ–ฒ +1.3% YoY

About FIRST INTERNET BANCORP

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
51/100

Analyst Ratings

โ“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy5
Hold4
Sell0
Strong Sell0
Ratings as of Aug 2026

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