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INTERNATIONAL BANCSHARES CRP

IBOCNASDAQ
πŸ† #1176 by market capEarnings Nov 5US Equity
$493.60β–² $21.87 (+4.43%)
Simulated price
1hβ€”
24hβ–² 4.4%
7dβ–² 550.4%
14dβ–² 543.7%
30dβ–² 550.7%
1yβ–² 596.7%
🏦Market Cap
$4.53B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+69.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
34.3%
Strong
βš–οΈP/S Ratio
3.4x
Fair
Otter Score
60
Fair

Trading Snapshot

Day Range
$490.97 – $501.96
52-Week Range
$63.20 – $78.46
Volume
$2.93B
Avg Volume
$2.43B
Shares Outstanding
62.2M
Next Earnings
Oct 29, 2026

Fundamentals Snapshot

Annual Revenue
$1.05B
Last Q Revenue
$264M
P/E Ratio
10.9
P/S Ratio
3.4x
EPS (TTM)
$6.71
Dividend Yield
1.96%

Why Investors Own IBOC

  • βœ“High-growth profile β€” revenue up +54.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 33% gross margin and 19% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$1.05Bβ–² +48.4% YoY
Gross Margin (TTM)
32.6%β–Ό βˆ’0.5% YoY
Operating Income (TTM)
$240Mβ–² +48.4% YoY
Free Cash Flow (TTM)
$197Mβ–² +48.4% YoY

About INTERNATIONAL BANCSHARES CRP

International Bancshares Corporation (IBC), functioning as a financial holding company, delivers a comprehensive array of commercial and retail banking services. The institution facilitates checking and savings deposits and extends various loan products, including financing for commercial ventures, real estate, personal needs, home improvements, automobiles, and other installment or term-based credit. Moreover, IBC specializes in international banking, offering services such as letters of credit, commercial and industrial lending, and foreign currency exchange. Its supplementary offerings feature credit cards, secure safety deposit boxes, collection services, notary public, and escrow. The company also provides the convenience of drive-up and walk-up facilities, alongside other standard banking operations, online banking platforms, and access to securities products facilitated by external providers. As of February 28, 2022, International Bancshares Corporation maintained a substantial presence with 170 branch locations and 263 ATMs, serving 76 distinct communities across Texas and Oklahoma. Established in 1966, the corporation's primary corporate office is located in Laredo, Texas.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
60/100

Analyst Price Target

β“˜
Average Target
$655.16
β–² +32.7% Upside
High Target$707.93
Low Target$539.68
Based on 16 analysts

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