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ICICI BANK LTD-SPON ADR

IBNNYSE
๐Ÿ† #128 by market capEarnings Oct 16US Equity
$29.87โ–ผ $0.21 (โˆ’0.70%)
๐ŸŒ… Pre-market$30.00โ–ฒ 0.43%Regular close ยท extended-hours price shown
1hโ€”
24hโ–ผ 0.7%
7dโ–ผ 1.8%
14dโ–ฒ 0.4%
30dโ–ฒ 2.0%
1yโ–ผ 8.3%
๐ŸฆMarket Cap
$106.83B
Mid Cap
๐Ÿ“ˆRevenue Growth (YoY)
+6.0%
Slowing
๐Ÿ“ŠGross Margin
68.5%
High
๐Ÿ’ตFCF Margin
-7.9%
Thin
โš–๏ธP/S Ratio
3.4x
Fair
Otter Score
42
Weak

Trading Snapshot

Day Range
$29.73 โ€“ $30.15
52-Week Range
$25.08 โ€“ $33.39
Volume
$2.13B
Avg Volume
$2.40B
Shares Outstanding
3.58B
Next Earnings
Oct 9, 2026

Fundamentals Snapshot

Annual Revenue
$3.12T
Last Q Revenue
$614.29B
P/E Ratio
18.2
P/S Ratio
3.4x
EPS (TTM)
$156.50
Dividend Yield
0.84%

Why Investors Own IBN

  • โœ“High-growth profile โ€” revenue up +46.0% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 47% gross margin and 4% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$3.12Tโ–ฒ +50.9% YoY
Gross Margin (TTM)
46.5%โ–ฒ +3.4% YoY
Operating Income (TTM)
$1.15Tโ–ฒ +50.9% YoY
Free Cash Flow (TTM)
$124.85Bโ–ฒ +50.9% YoY

About ICICI BANK LTD-SPON ADR

ICICI Bank Limited, a prominent financial institution with its various subsidiaries, delivers a comprehensive suite of banking and financial solutions. These services cater to both individual consumers (retail) and corporate entities, spanning operations across India and global markets. Its business activities are organized into distinct segments: Retail Banking, Wholesale Banking, Treasury operations, other banking functions, Life Insurance, and additional miscellaneous areas. The bank facilitates a wide array of deposit options, accommodating diverse account types such as savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts. Furthermore, it offers various deposit schemes, including time, fixed, recurring, and security deposits. ICICI Bank extends a broad spectrum of credit facilities. For individuals, these encompass financing for homes, automobiles, two-wheelers, personal needs, and gold, alongside commercial business loans and loans secured against various assets. Businesses benefit from offerings such as working capital finance, term loans, collateral-free credit, loans for entities without traditional financial records, import/export financing, and overdraft facilities. Additionally, the bank supports new businesses and provides loans based on card swipe transactions. Its card portfolio encompasses credit, debit, prepaid, travel, forex, and corporate cards. Digital solutions include the Pockets wallet. The bank also deals in fixed income instruments and a variety of investment products, such as mutual funds, gold monetization schemes, initial public offerings (IPOs), and other online investment platforms. Specific services target the agricultural and rural sectors, offering agri-business support, farmer finance, tractor loans, and micro-banking solutions. Beyond these, the institution delivers portfolio management, trade finance, foreign exchange services, locker facilities, specialized private and NRI (Non-Resident Indian) banking, and efficient cash management. It also supports family wealth management and dematerialized (Demat) accounts. For larger clients, it extends commercial and investment banking, capital market services, custodial services, and institutional banking. The bank facilitates access to various insurance products, including health, personal accident, fire, and motor insurance, and acts as a distributor for both general and life insurance policies. Customers can conveniently access banking services through internet, mobile, and phone channels. Through its various arms, ICICI Bank provides securities investment, broking, trading, and underwriting services. Its extensive offerings also cover merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, managing points of presence, and private equity/venture capital fund management. Established in 1955, the bank's headquarters are situated in Mumbai, India.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
42/100

Analyst Ratings

โ“˜
Consensus
Strong Buy
43 analysts
Strong Buy24
Buy18
Hold1
Sell0
Strong Sell0
Ratings as of Aug 2026

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