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HUMANA INC

HUMNYSE
πŸ† #268 by market capEarnings Nov 6 Β· PreUS Equity
$372.83β–Ό $12.12 (βˆ’3.25%)
Market closed Β· at close
1hβ€”
24hβ–Ό 3.3%
7dβ€”
14dβ€”
30dβ€”
1yβ€”
🏦Market Cap
$44.77B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+18.3%
Healthy
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
2.6%
Thin
βš–οΈP/S Ratio
0.3x
Cheap
Otter Score
53
Weak
No chart data available for HUM.

Trading Snapshot

Day Range
$366.90 – $379.13
52-Week Range
$163.11 – $428.88
Volume
$4.05B
Avg Volume
$3.36B
Shares Outstanding
120.1M
Next Earnings
Sep 21, 2026

Fundamentals Snapshot

Annual Revenue
$129.66B
Last Q Revenue
$40.87B
P/E Ratio
36.4
P/S Ratio
0.3x
EPS (TTM)
$10.56
Dividend Yield
0.92%

Why Investors Own HUM

  • βœ“High-growth profile β€” revenue up +18.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 60% gross margin and 5% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$129.66Bβ–² +19.5% YoY
Gross Margin (TTM)
59.9%β–Ό βˆ’0.4% YoY
Operating Income (TTM)
$17.76Bβ–² +19.5% YoY
Free Cash Flow (TTM)
$6.22Bβ–² +19.5% YoY

About HUMANA INC

Humana Inc., a prominent health and well-being enterprise, operates across the United States through its various subsidiary companies. Its operational structure is divided into three main segments: Retail, Group and Specialty, and Healthcare Services. The firm provides a wide array of medical and supplementary insurance plans directly to individual consumers. Furthermore, Humana collaborates with government entities; it holds a contract with the Centers for Medicare and Medicaid Services (CMS) to manage the Limited Income Newly Eligible Transition (LI NET) prescription drug program. The company also secures agreements with numerous states to deliver Medicaid, dual-eligible, and long-term care support benefits. For employer groups and individuals, Humana furnishes fully insured commercial medical and specialized health coverage, which encompasses dental, vision, and other ancillary health benefits. They additionally offer administrative services only (ASO) solutions and extend support to military personnel through contracts like the TRICARE T2017 East Region. Beyond insurance products, the company delivers comprehensive healthcare services directly. These include pharmacy management, provider network services, and a suite of home-based solutions such as home health care, serving both its own health plan enrollees and external clients. By the close of 2021 (December 31), Humana's reach extended to approximately 17 million individuals enrolled in its medical benefit plans and an additional 5 million utilizing its specialized product offerings. Established in 1961, Humana Inc. maintains its corporate headquarters in Louisville, Kentucky.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
53/100

Analyst Price Target

β“˜
Average Target
$405.99
β–² +8.9% Upside
High Target$444.55
Low Target$336.36
Based on 22 analysts

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