
HERITAGE INSURANCE HOLDINGS
HRTGNYSETrading Snapshot
- Day Range
- $32.60 โ $33.16
- 52-Week Range
- $20.48 โ $36.50
- Volume
- $3.28B
- Avg Volume
- $3.09B
- Shares Outstanding
- 30.3M
- Next Earnings
- Oct 17, 2026
Fundamentals Snapshot
- Annual Revenue
- $847M
- Last Q Revenue
- $214M
- P/E Ratio
- 4.6
- P/S Ratio
- 1.2x
- EPS (TTM)
- $7.17
- Dividend Yield
- 0.00%
Why Investors Own HRTG
- โHigh-growth profile โ revenue up +22.1% YoY with expanding US Equity exposure.
- โHealthy economics โ 30% gross margin and 22% free-cash-flow margin.
- โNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About HERITAGE INSURANCE HOLDINGS
Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.
Otter Score Breakdown
โAnalyst Ratings
โLatest News & Updates
Truist Securities Maintains Buy on Heritage Insurance Hldgs, Raises Price Target to $42
Truist Securities analyst Mark Hughes maintains Heritage Insurance Hldgs (NYSE:HRTG) with a Buy and raises the price target from $36 to $42.

Heritage Insurance Holdings, Inc. (HRTG) Q2 2026 Earnings Call Transcript
Heritage Insurance Holdings, Inc. (HRTG) Q2 2026 Earnings Call August 6, 2026 9:00 AM EDTCompany ParticipantsKirk Lusk - CFO, Company Secretary &...
Heritage Insurance Holdings (NYSE:HRTG) Beats Q2 EPS Estimates, Shares Rise
Heritage Insurance (HRTG) Q2 EPS of $2.05 beats $1.27 estimate; revenue slightly misses. Shares rise 3.1% after hours.
Heritage Insurance Hldgs Q2 EPS $2.05 Beats $1.25 Estimate, Sales $214.195M Beat $212.705M Estimate
Heritage Insurance Hldgs (NYSE:HRTG) reported quarterly earnings of $2.05 per share which beat the analyst consensus estimate of $1.25 by 64 percent. This is a 32.26 percent increase over earnings of $1.55 per share

Heritage Insurance: El Nino Puts The Odds In Favor Of A 2026 Beat, With A Twist
Heritage Insurance (HRTG) BUY: disciplined underwriting, Florida diversification, stable loss ratios. Read here for a detailed analysis.
Piper Sandler Maintains Overweight on Heritage Insurance Hldgs, Raises Price Target to $31
Piper Sandler analyst Paul Newsome maintains Heritage Insurance Hldgs (NYSE:HRTG) with a Overweight and raises the price target from $27 to $31.