HOMB logo

HOME BANCSHARES INC

HOMBNYSE
πŸ† #1013 by market capEarnings Oct 14US Equity
$31.02β–² $0.25 (+0.81%)
Market closed Β· at close
1hβ€”
24hβ–² 0.8%
7dβ–Ό 0.6%
14dβ–Ό 1.3%
30dβ–² 6.6%
1yβ–² 8.3%
🏦Market Cap
$6.22B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+51.1%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
29.0%
Strong
βš–οΈP/S Ratio
4.4x
Fair
Otter Score
52
Weak

Trading Snapshot

Day Range
$30.83 – $31.51
52-Week Range
$25.50 – $31.70
Volume
$3.64B
Avg Volume
$3.07B
Shares Outstanding
200.5M
Next Earnings
Sep 6, 2026

Fundamentals Snapshot

Annual Revenue
$1.37B
Last Q Revenue
$390M
P/E Ratio
12.9
P/S Ratio
4.4x
EPS (TTM)
$2.42
Dividend Yield
2.61%

Why Investors Own HOMB

  • βœ“High-growth profile β€” revenue up -5.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 54% gross margin and 27% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$1.37Bβ–Ό βˆ’7.2% YoY
Gross Margin (TTM)
54.4%β–² +0.8% YoY
Operating Income (TTM)
$188Mβ–Ό βˆ’7.2% YoY
Free Cash Flow (TTM)
$374Mβ–Ό βˆ’7.2% YoY

About HOME BANCSHARES INC

Based in Conway, Arkansas, Home Bancshares, Inc. functions as the parent company for Centennial Bank. Through Centennial Bank, it delivers a comprehensive suite of commercial and retail banking solutions, alongside other financial services, catering to a diverse clientele including businesses, property developers and investors, individual customers, and local government entities. The bank offers a variety of deposit options, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. Its lending activities encompass a broad spectrum, including non-farm/non-residential real estate, construction and land development, residential mortgages, consumer loans, agricultural financing, and commercial and industrial loans. Beyond traditional banking, Centennial Bank also facilitates modern financial convenience through online and mobile banking platforms, voice response systems for information, cash management tools, overdraft protection, direct deposit services, and automated account transfers. Additionally, it offers safe deposit box rentals and access to United States savings bonds. Moreover, the company extends its services to include underwriting commercial and personal insurance policies, covering areas like property, casualty, life, health, and employee benefits. As of December 31, 2021, its operations spanned 160 branch locations, with 76 in Arkansas, 78 in Florida, 5 in Alabama, and a single branch in New York City. Home Bancshares, Inc., established in 1998, maintains its corporate headquarters in Conway, Arkansas.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
52/100

Analyst Price Target

β“˜
Average Target
$37.55
β–² +21.1% Upside
High Target$41.79
Low Target$30.06
Based on 34 analysts

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