HANOVER BANCORP INC

HNVRNASDAQ

🏆 #3092 by market capEarnings Oct 29US Equity

$27.20▲ $0.15 (+0.55%)

Market closed · at close

1h—

24h▲ 0.6%

7d▲ 0.1%

14d▲ 2.5%

30d▲ 11.2%

1y▲ 22.6%

🏦Market Cap

$195M

Small Cap

📈Revenue Growth (YoY)

-3.4%

Declining

📊Gross Margin

44.5%

Healthy

💵FCF Margin

19.8%

Healthy

⚖️P/S Ratio

1.5x

Cheap

Otter Score

Weak

Trading Snapshot

Day Range: $26.78 – $27.60
52-Week Range: $19.91 – $27.72
Volume: $2.63B
Avg Volume: $3.10B
Shares Outstanding: 7.2M
Next Earnings: Sep 25, 2026

Fundamentals Snapshot

Annual Revenue: $143M
Last Q Revenue: $30M
P/E Ratio: 21.3
P/S Ratio: 1.5x
EPS (TTM): $1.28
Dividend Yield: 1.47%

Why Investors Own HNVR

✓High-growth profile — revenue up +38.4% YoY with expanding US Equity exposure.
✓Healthy economics — 48% gross margin and 7% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$143M▲ +31.9% YoY

Gross Margin (TTM)

47.5%▲ +0.3% YoY

Operating Income (TTM)

$28M▲ +31.9% YoY

Free Cash Flow (TTM)

$10M▲ +31.9% YoY

About HANOVER BANCORP INC

Hanover Bancorp, Inc. functions as the parent entity for Hanover Community Bank, providing a comprehensive range of financial products and services. These offerings serve individuals, municipalities, and small to mid-sized businesses across the New York metropolitan area. The bank's extensive portfolio includes various deposit options such as checking, savings, money market, NOW, and individual retirement accounts, alongside certificates of deposit and time deposits, as well as card services. For lending needs, it offers residential and commercial real estate mortgages, commercial and industrial loans, lines of credit, Small Business Administration (SBA) loans, home equity financing, multi-family property loans, general business loans, bridge loans, and other personal purpose loans. Branch locations are established in Manhattan, Brooklyn, Queens, and Nassau County, New York, with its administrative hub situated in Suffolk County, New York. Established in 2008, Hanover Bancorp, Inc. maintains its headquarters in Mineola, New York.

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