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HORACE MANN EDUCATORS

HMNNYSE
πŸ† #1950 by market capEarnings Nov 3 Β· PostUS Equity
$46.55β–² $0.73 (+1.60%)
Market closed Β· at close
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24hβ–² 1.6%
7dβ–² 0.8%
14dβ–² 0.3%
30dβ–² 4.3%
ytdβ–² 0.9%
1yβ–² 4.3%
🏦Market Cap
$1.89B
Small Cap
πŸ“ˆRevenue Growth (YoY)
6.3%
Slowing
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
32.3%
Strong
βš–οΈP/S Ratio
1.1x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$46.23 – $46.68
52-Week Range
$41.29 – $55.56
Volume (shares)
13,305
Avg Volume (shares)
β€”
Shares Outstanding
40.5M
Next Earnings
2026-11-03

Fundamentals Snapshot

Annual Revenue
$1.62B
Last Q Revenue
$444M
P/E Ratio
10.7
P/S Ratio
1.1x
EPS (TTM)
$4.28
Dividend Yield
3.05%
Dilution (1yr)
+0.2%
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HORACE MANN EDUCATORS

HMN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.6Bβ–² +4.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
35.2%β–² +14.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$201Mβ–² +56.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$553Mβ–² +22.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
41.6Mβ–² +0.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$567Mβ–Ό βˆ’$53M YoY
StockOtter Β· stockotter.space

About HORACE MANN EDUCATORS

Horace Mann Educators Corporation functions as an insurance holding company, conducting its operations through various subsidiaries throughout the United States. The company is structured into three main divisions: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. It offers a comprehensive suite of personal insurance options, such as automobile and home coverage. Additionally, Horace Mann provides supplemental protection plans, addressing specific needs like cancer, cardiac conditions, hospitalization, extended disability, and accidental injuries. For financial planning, the corporation delivers tax-advantaged fixed and variable annuities, alongside a range of life insurance products including whole life, term life, and indexed universal life policies. Beyond insurance, the company also assists educators with student loan management via online platforms. Its extensive portfolio of services is distributed by a dedicated network of full-time, exclusive agents, primarily targeting K-12 teachers, school administrators, other public school personnel, and their families. Established in 1945, Horace Mann Educators Corporation is headquartered in Springfield, Illinois.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
8 analysts
Strong Buy2
Buy3
Hold3
Sell0
Strong Sell0
Ratings as of Oct 2026

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