HCI GROUP INC

HCINYSE

🏆 #1524 by market capEarnings Nov 5US Equity

$184.77▼ $0.55 (−0.30%)

Market closed · at close

1h—

24h▼ 0.3%

7d▲ 3.8%

14d▲ 0.9%

30d▲ 1.5%

1y▲ 18.2%

🏦Market Cap

$2.36B

Small Cap

📈Revenue Growth (YoY)

+21.7%

Healthy

📊Gross Margin

—

💵FCF Margin

46.3%

Strong

⚖️P/S Ratio

2.6x

Cheap

Otter Score

Weak

Trading Snapshot

Day Range: $183.10 – $187.59
52-Week Range: $137.81 – $210.50
Volume: $2.29B
Avg Volume: $2.11B
Shares Outstanding: 12.8M
Next Earnings: Sep 5, 2026

Fundamentals Snapshot

Annual Revenue: $901M
Last Q Revenue: $247M
P/E Ratio: 7.9
P/S Ratio: 2.6x
EPS (TTM): $23.45
Dividend Yield: 0.85%

Why Investors Own HCI

✓High-growth profile — revenue up +29.8% YoY with expanding US Equity exposure.
✓Healthy economics — 68% gross margin and 23% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$901M▲ +32.2% YoY

Gross Margin (TTM)

67.9%▲ +2.3% YoY

Operating Income (TTM)

$275M▲ +32.2% YoY

Free Cash Flow (TTM)

$211M▲ +32.2% YoY

About HCI GROUP INC

Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.

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