GABC logo

GERMAN AMERICAN BANCORP

GABCNASDAQ
πŸ† #1961 by market capEarnings Jan 25US Equity
$49.36β–² $0.54 (+1.11%)
Market closed Β· at close
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24hβ–² 1.1%
7dβ–Ό 2.9%
14dβ–Ό 1.2%
30dβ–² 2.0%
ytdβ–² 26.1%
1yβ–² 27.0%
🏦Market Cap
$1.85B
Small Cap
πŸ“ˆRevenue Growth (YoY)
24.6%
Healthy
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
33.2%
Strong
βš–οΈP/S Ratio
3.4x
Fair
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$49.26 – $49.93
52-Week Range
$37.73 – $52.23
Volume (shares)
9,498
Avg Volume (shares)
β€”
Shares Outstanding
37.6M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$487M
Last Q Revenue
$127M
P/E Ratio
13.1
P/S Ratio
3.4x
EPS (TTM)
$3.79
Dividend Yield
2.41%
Dilution (1yr)
+26.3%
GABC logo

GERMAN AMERICAN BANCORP

GABC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$487Mβ–² +54.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.2%β–² +4.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$140Mβ–² +34.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$154Mβ–² +69.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
37.5Mβ–² +26.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$111Mβ–² +$30M YoY
StockOtter Β· stockotter.space

About GERMAN AMERICAN BANCORP

German American Bancorp, Inc. functions as the parent entity for German American Bank, offering a comprehensive suite of retail and commercial banking services. The company's operations are divided into three core segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment's primary activities include accepting deposits from the public and originating diverse loan types, such as consumer, commercial, agricultural, commercial and agricultural real estate, and residential mortgage loans; it also facilitates the sale of residential mortgage loans on the secondary market. Through its Wealth Management segment, the company delivers trust administration, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment is responsible for providing various personal and corporate property and casualty insurance products. By the end of 2021, the company operated 77 banking branches spanning 19 adjacent counties in southern Indiana, in addition to 14 counties in Kentucky. Founded in 1910, German American Bancorp, Inc. is headquartered in Jasper, Indiana.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
12 analysts
Strong Buy3
Buy5
Hold4
Sell0
Strong Sell0
Ratings as of Oct 2026

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