FVCB logo

FVCBANKCORP INC

FVCBNASDAQ
๐Ÿ† #2575 by market capEarnings Oct 20US Equity
$18.60โ–ฒ $0.08 (+0.43%)
Market closed ยท at close
1hโ€”
24hโ–ฒ 0.4%
7dโ–ผ 1.9%
14dโ–ผ 0.2%
30dโ–ฒ 6.0%
1yโ–ฒ 42.5%
๐ŸฆMarket Cap
$335M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+38.1%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
31.3%
Strong
โš–๏ธP/S Ratio
4.0x
Fair
Otter Score
55
Weak

Trading Snapshot

Day Range
$18.43 โ€“ $18.84
52-Week Range
$11.83 โ€“ $19.11
Volume
$1.70B
Avg Volume
$1.59B
Shares Outstanding
18.0M
Next Earnings
Oct 27, 2026

Fundamentals Snapshot

Annual Revenue
$122M
Last Q Revenue
$3M
P/E Ratio
12.8
P/S Ratio
4.0x
EPS (TTM)
$1.42
Dividend Yield
โ€”

Why Investors Own FVCB

  • โœ“High-growth profile โ€” revenue up +24.2% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 31% gross margin and 21% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$122Mโ–ฒ +20.6% YoY
Gross Margin (TTM)
30.5%โ–ฒ +2.7% YoY
Operating Income (TTM)
$18Mโ–ฒ +20.6% YoY
Free Cash Flow (TTM)
$26Mโ–ฒ +20.6% YoY

About FVCBANKCORP INC

FVCBankcorp, Inc. serves as the holding company for FVCbank, delivering a comprehensive suite of banking products and services throughout Virginia. Its deposit options include both interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The institution provides various loan products, such as commercial real estate and construction financing. It offers commercial loans designed for diverse business needs, including working capital, equipment purchases, lines of credit, and government contract financing. Additional loan offerings extend to Small Business Administration (SBA) loans, asset-based lending, accounts receivable financing, home equity loans, and consumer loans. Complementing these, it issues business and consumer credit cards, offers merchant services, and provides business insurance. Digital services like online banking, remote deposit, and mobile banking are also available. The company primarily caters to the financial requirements of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees throughout the greater Washington, D.C., and Baltimore metropolitan areas. A network of nine additional branch offices supports its operations, located in Arlington, Manassas, Reston (Fairfax County), and Springfield (Fairfax County) in Virginia; Montgomery County and Baltimore in Maryland; and Washington, D.C. FVCBankcorp, Inc. was established in 2007 and maintains its headquarters in Fairfax, Virginia.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
55/100

Analyst Ratings

โ“˜
Consensus
Buy
8 analysts
Strong Buy2
Buy4
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

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