FIRSTSUN CAPITAL BANCORP

FSUNNASDAQ

🏆 #1644 by market capEarnings Oct 26US Equity

$40.60▲ $0.98 (+2.42%)

Market closed · at close

1h—

24h▲ 2.4%

7d▲ 2.1%

14d▲ 3.7%

30d▲ 14.7%

1y▲ 13.3%

🏦Market Cap

$1.90B

Small Cap

📈Revenue Growth (YoY)

—

📊Gross Margin

—

💵FCF Margin

—

⚖️P/S Ratio

—

Otter Score

Weak

Trading Snapshot

Day Range: $40.02 – $41.33
52-Week Range: $29.95 – $42.34
Volume: $2.59B
Avg Volume: $3.22B
Shares Outstanding: 46.8M
Next Earnings: Oct 9, 2026

Fundamentals Snapshot

Annual Revenue: $570M
Last Q Revenue: $156M
P/E Ratio: 39.7
P/S Ratio: —
EPS (TTM): $1.97
Dividend Yield: —

Why Investors Own FSUN

✓High-growth profile — revenue up -7.4% YoY with expanding US Equity exposure.
✓Healthy economics — 76% gross margin and 26% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$570M▼ −8.3% YoY

Gross Margin (TTM)

75.7%▲ +1.5% YoY

Operating Income (TTM)

$48M▼ −8.3% YoY

Free Cash Flow (TTM)

$149M▼ −8.3% YoY

About FIRSTSUN CAPITAL BANCORP

FirstSun Capital Bancorp functions as the parent entity for Sunflower Bank, offering a comprehensive suite of commercial and retail banking as well as financial solutions primarily to small and mid-sized businesses. Its deposit offerings include non-interest and interest-bearing demand accounts, standard checking and savings accounts, money market options, and certificates of deposit. The bank provides a variety of lending products, such as commercial and industrial loans, commercial real estate mortgages (both owner and non-owner occupied), 1-4 family and multi-family housing loans, and home equity lines. Consumer credit solutions feature direct installment loans, credit card facilities, overdraft protection, and other revolving credit products. Beyond core banking, FirstSun Capital Bancorp also delivers remote deposit, cash management, and treasury management services, along with extensive wealth management and trust products encompassing personal, employee benefit, investment advisory, and foundation/endowment accounts. The company serves its clientele through branch locations situated in Kansas, Colorado, New Mexico, Texas, and Arizona. Founded in 1892 and headquartered in Denver, Colorado, the firm was formerly known as Sunflower Financial, Inc. before rebranding as FirstSun Capital Bancorp in June 2017.

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