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FIRST SEACOAST BANCORP INC

FSEANASDAQ
πŸ† #3832 by market capUS Equity
$17.06β–Ό $0.06 (βˆ’0.35%)
Live
1hβ€”
24hβ–Ό 0.3%
7dβ–² 0.0%
14dβ–² 0.4%
30dβ–² 1.2%
1yβ–² 52.5%
🏦Market Cap
$80M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+7.7%
Slowing
πŸ“ŠGross Margin
62.5%
High
πŸ’΅FCF Margin
-0.2%
Thin
βš–οΈP/S Ratio
3.1x
Fair
Otter Score
45
Weak

Trading Snapshot

Day Range
$16.85 – $17.29
52-Week Range
$10.13 – $17.16
Volume
$1.78B
Avg Volume
$2.05B
Shares Outstanding
4.7M
Next Earnings
Oct 10, 2026

Fundamentals Snapshot

Annual Revenue
$29M
Last Q Revenue
$4M
P/E Ratio
1783.3
P/S Ratio
3.1x
EPS (TTM)
$0.01
Dividend Yield
0.00%

Why Investors Own FSEA

  • βœ“High-growth profile β€” revenue up +50.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 31% gross margin and 9% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$29Mβ–² +44.9% YoY
Gross Margin (TTM)
30.9%β–² +2.1% YoY
Operating Income (TTM)
$5Mβ–² +44.9% YoY
Free Cash Flow (TTM)
$3Mβ–² +44.9% YoY

About FIRST SEACOAST BANCORP INC

First Seacoast Bancorp serves as the parent organization for First Seacoast Bank, offering a broad spectrum of banking products and financial services to individuals and businesses. The company provides various deposit options, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, and certificates of deposit. It also extends a wide array of lending solutions, such as residential mortgages for one to four-family homes, commercial real estate and multi-family property financing, acquisition, development, and land loans, commercial and industrial loans, home equity loans and lines of credit, and consumer loans. Additionally, First Seacoast Bancorp delivers wealth management services, which include retirement and college planning, portfolio management, investment and insurance strategy development, and business retirement plans. The company conducts its operations through a wealth management office located in Dover, New Hampshire, four full-service banking branches in Strafford County, New Hampshire, and one full-service banking branch in Rockingham County, New Hampshire. Founded in 1890, the firm's headquarters are in Dover, New Hampshire, and it operates as a subsidiary of First Seacoast Bancorp, MHC, its mutual holding company.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
45/100

Analyst Price Target

β“˜
Average Target
$21.74
β–² +27.5% Upside
High Target$24.45
Low Target$16.57
Based on 15 analysts

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