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FIRST BANK/HAMILTON NJ

FRBANASDAQ
๐Ÿ† #2516 by market capEarnings Oct 20US Equity
$18.76โ–ฒ $0.22 (+1.19%)
Market closed ยท at close
1hโ€”
24hโ–ฒ 1.2%
7dโ–ฒ 0.8%
14dโ–ฒ 0.2%
30dโ–ฒ 6.8%
1yโ–ฒ 18.5%
๐ŸฆMarket Cap
$469M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+40.0%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
36.8%
Strong
โš–๏ธP/S Ratio
3.2x
Fair
Otter Score
43
Weak

Trading Snapshot

Day Range
$18.54 โ€“ $18.95
52-Week Range
$14.41 โ€“ $19.09
Volume
$2.34B
Avg Volume
$2.70B
Shares Outstanding
25.0M
Next Earnings
Oct 28, 2026

Fundamentals Snapshot

Annual Revenue
$247M
Last Q Revenue
$59M
P/E Ratio
11.0
P/S Ratio
3.2x
EPS (TTM)
$1.70
Dividend Yield
1.43%

Why Investors Own FRBA

  • โœ“High-growth profile โ€” revenue up -2.0% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 36% gross margin and 22% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$247Mโ–ผ โˆ’2.2% YoY
Gross Margin (TTM)
35.5%โ–ฒ +3.8% YoY
Operating Income (TTM)
$39Mโ–ผ โˆ’2.2% YoY
Free Cash Flow (TTM)
$54Mโ–ผ โˆ’2.2% YoY

About FIRST BANK/HAMILTON NJ

First Bank offers a comprehensive array of financial products and services tailored for individuals, businesses, and governmental bodies. Its diverse deposit options encompass non-interest and interest-bearing demand accounts, money market and savings accounts, certificates of deposit, and specialized commercial checking solutions. For lending needs, the bank provides commercial and industrial financing; a wide variety of commercial real estate loans, including those for owner-occupied properties, investors, construction projects, and multi-family dwellings; residential real estate loans such as mortgages, first and second lien home equity loans, and revolving credit lines; and consumer loans for vehicles, personal use, and traditional installment plans. Beyond these core offerings, the institution supports modern digital banking through internet and mobile platforms, electronic bill payment, and banking by phone. Additional services include ATM and debit card provision, wire and ACH transfers, remote deposit capture, and robust cash management solutions. As of December 31, 2021, First Bank operated 18 full-service branches situated across various counties in New Jersey (Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown) and Pennsylvania (Doylestown, Trevose, Warminster, and West Chester). Founded in 2007, the company maintains its corporate headquarters in Hamilton, New Jersey.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
43/100

Analyst Ratings

โ“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy5
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

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