FRAF logo

FRANKLIN FINANCIAL SERVICES

FRAFNASDAQ
πŸ† #3239 by market capEarnings Jan 25US Equity
$70.00β–Ό $0.22 (βˆ’0.32%)
Market closed Β· at close
πŸ””
Track FRAF
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 0.3%
7dβ–² 10.0%
14dβ–² 10.2%
30dβ–² 13.6%
ytdβ–² 39.2%
1yβ–² 53.8%
🏦Market Cap
$315M
Small Cap
πŸ“ˆRevenue Growth (YoY)
40.0%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
27.2%
Strong
βš–οΈP/S Ratio
2.1x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$69.62 – $70.17
52-Week Range
$44.99 – $70.53
Volume (shares)
4,075
Avg Volume (shares)
β€”
Shares Outstanding
4.5M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$134M
Last Q Revenue
$34M
P/E Ratio
12.9
P/S Ratio
2.1x
EPS (TTM)
$5.49
Dividend Yield
1.88%
Dilution (1yr)
+1.6%
FRAF logo

FRANKLIN FINANCIAL SERVICES

FRAF
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$134Mβ–² +17.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
64.3%β–² +7.8% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$26Mβ–² +97.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$25Mβ–² +28.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
4.5Mβ–² +1.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$86Mβ–Ό βˆ’$67M YoY
StockOtter Β· stockotter.space

About FRANKLIN FINANCIAL SERVICES

Franklin Financial Services Corporation (FRAF) operates as the parent company for Farmers and Merchants Trust Company of Chambersburg, delivering a comprehensive array of financial solutions. This includes commercial, retail banking, and trust services for a diverse clientele, comprising individuals, small and medium-sized businesses, governmental entities, and non-profit organizations throughout Pennsylvania. The company provides various deposit options, such as checking, savings, money market, and time deposit accounts, alongside demand deposits. Its lending portfolio is extensive, featuring commercial real estate, construction and land development, and agricultural loans. It also offers secured and unsecured commercial and industrial financing, including accounts receivable, inventory, and equipment loans, as well as residential mortgages and consumer installment and revolving loans. Beyond core banking, Franklin Financial offers robust investment and trust services. These encompass estate planning and administration, management of corporate and personal trust funds, oversight of pension and other employee benefit funds, and custodial services. Additionally, the company facilitates the sale of mutual funds, annuities, and insurance products, and provides safe deposit facilities and fiduciary services. Through its subsidiary, Franklin Future Fund Inc., the corporation also operates as a non-bank investment firm, engaging in venture capital investments. Established in 1906 and headquartered in Chambersburg, Pennsylvania, Franklin Financial Services Corporation serves its customers through 22 community banking offices located across Franklin, Cumberland, Fulton, and Huntingdon counties in Pennsylvania.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
7 analysts
Strong Buy2
Buy4
Hold1
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

News unavailable.