FNWD logo

FINWARD BANCORP

FNWDNASDAQ
πŸ† #3148 by market capEarnings Oct 27US Equity
$44.75β–² $0.54 (+1.20%)
πŸŒ… Pre-market$44.75β–² 0.00%Regular close Β· extended-hours price shown
1hβ€”
24hβ–² 1.2%
7dβ–Ό 1.1%
14dβ–² 0.8%
30dβ–² 25.6%
1yβ–² 49.5%
🏦Market Cap
$194M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-9.6%
Declining
πŸ“ŠGross Margin
67.8%
High
πŸ’΅FCF Margin
11.4%
Healthy
βš–οΈP/S Ratio
1.9x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$44.33 – $45.25
52-Week Range
$28.67 – $45.90
Volume
$3.52B
Avg Volume
$2.48B
Shares Outstanding
4.3M
Next Earnings
Sep 18, 2026

Fundamentals Snapshot

Annual Revenue
$101M
Last Q Revenue
$25M
P/E Ratio
19.5
P/S Ratio
1.9x
EPS (TTM)
$2.30
Dividend Yield
1.07%

Why Investors Own FNWD

  • βœ“High-growth profile β€” revenue up +39.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 40% gross margin and 23% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$101Mβ–² +43.6% YoY
Gross Margin (TTM)
40.1%β–² +4.3% YoY
Operating Income (TTM)
$27Mβ–² +43.6% YoY
Free Cash Flow (TTM)
$23Mβ–² +43.6% YoY

About FINWARD BANCORP

Finward Bancorp serves as the parent entity for Peoples Bank, a financial institution offering a comprehensive suite of banking products and services. Its deposit offerings include various checking accounts, both with and without interest, alongside savings accounts, money market deposit accounts, certificates of deposit, and specialized retirement savings plans. The company's lending activities are diverse, encompassing residential mortgage loans for purchasing, refinancing, or building homes; construction loans provided to individuals and contractors; commercial real estate financing; personal consumer loans for household or family expenditures; home equity lines of credit; home improvement and equity-backed loans; commercial business loans; government-backed loans; and funding for municipalities. Beyond traditional banking, Finward Bancorp delivers a range of wealth management and fiduciary services. These comprise estate and retirement planning, guardianship administration, land trusts, profit-sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts. The company also acts as a personal representative for estates and functions as a trustee for both revocable and irrevocable trusts. Additionally, it provides insurance and annuity investment options to its wealth management clients, manages a portfolio of real estate properties, and operates as a real estate investment trust. As of March 2, 2022, the company operated 30 branches situated in Lake and Porter counties in Northwest Indiana, extending into the South Chicagoland area. Originally incorporated in 1994 as NorthWest Indiana Bancorp, the company adopted its current name, Finward Bancorp, in May 2021. Its corporate headquarters are located in Munster, Indiana.

🦦

Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Ratings

β“˜
Consensus
Buy
8 analysts
Strong Buy3
Buy3
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

YahooΒ·14d ago

Finward Bancorp Announces Second Quarter 2026 Results

MUNSTER, Ind., July 28, 2026--Finward Bancorp (Nasdaq: FNWD) (the "Bancorp"), the holding company for Peoples Bank (the "Bank"), today announced that net income available to common stockholders was $2.1 million, or $0.48 per diluted share, for the quarter ended June 30, 2026, as compared to $2.2 million, or $0.52 per diluted share, for the quarter ended March 31, 2026. Selected performance metrics are as follows for the periods presented:

πŸ›°οΈ
BenzingaΒ·14d ago

Finward Bancorp Q2 EPS $0.48 Misses $0.73 Estimate, Sales $17.578M Miss $19.600M Estimate

Finward Bancorp (NASDAQ:FNWD) reported quarterly earnings of $0.48 per share which missed the analyst consensus estimate of $0.73 by 35.14 percent. This is a 4 percent decrease over earnings of $0.50 per share from the

YahooΒ·20d ago

First Financial Bancorp (FFBC) Q2 2026 Earnings Call Highlights: Record Net Income and ...

First Financial Bancorp (FFBC) reports an 8% increase in net income and strong loan growth, while navigating acquisition impacts and fee income challenges.

YahooΒ·20d ago

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YahooΒ·20d ago

First Financial Bancorp. Q2 Earnings Call Highlights

First Financial Bancorp. (NASDAQ:FFBC) reported record adjusted second-quarter earnings and outlined plans to expand further in the Chicago and Northwest Indiana markets through its planned acquisition of Finward Bancorp, executives said on the company’s earnings call. President and Chief Executive

YahooΒ·21d ago

Ohio’s First Financial expands Chicago footprint in $208M deal

Acquiring northwest Indiana’s Finward Bancorp would give First Financial an extra $2 billion in assets and 24 added branches around the nation’s third-largest market.