
FIRST BANCORP INC/ME
FNLCNASDAQTrading Snapshot
- Day Range
- $34.97 β $35.66
- 52-Week Range
- $24.08 β $36.30
- Volume
- $1.59B
- Avg Volume
- $2.03B
- Shares Outstanding
- 11.3M
- Next Earnings
- Oct 29, 2026
Fundamentals Snapshot
- Annual Revenue
- $178M
- Last Q Revenue
- $45M
- P/E Ratio
- 10.5
- P/S Ratio
- 3.3x
- EPS (TTM)
- $3.37
- Dividend Yield
- 4.17%
Why Investors Own FNLC
- βHigh-growth profile β revenue up -6.5% YoY with expanding US Equity exposure.
- βHealthy economics β 78% gross margin and 17% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About FIRST BANCORP INC/ME
The First Bancorp, Inc. functions as the holding company for First National Bank, providing a comprehensive suite of banking products and financial services to both individual customers and commercial enterprises. Its deposit offerings encompass various account types, such as demand, NOW, savings, money market, and certificates of deposit. The institution also plays a key role in commercial real estate financing, issuing mortgage loans for investments in diverse property types including multi-family dwellings, retail outlets, offices, industrial sites, hotels, and educational facilities. It also funds commercial construction projects, whether for owner-occupied properties or other ventures. Additionally, it extends other commercial credit solutions like revolving lines and term loans, designed to assist businesses and corporations with their working capital needs or capital investments. Furthermore, First Bancorp furnishes loans to municipalities for capital expenditures, construction initiatives, or as tax-anticipation notes. Its residential lending portfolio includes amortizing home mortgages and construction loans for owner-occupied homes, along with home equity loans and lines of credit. For individuals, it provides consumer loans, which are typically amortizing and secured by assets such as automobiles, pleasure crafts, and recreational vehicles, or available as unsecured short-term notes. Beyond traditional banking, the company delivers specialized services including private banking, financial planning, investment management, and trust administration, catering to individuals, businesses, non-profit organizations, and municipalities. Payment processing solutions are also part of its service array. The company operates through 18 full-service banking branches strategically situated across Maine's Mid-Coast, Eastern, and Down East regions, specifically within Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties. Established in 1864, the organization was originally known as First National Lincoln Corporation, adopting its current name, The First Bancorp, Inc., in April 2008. Its corporate headquarters are located in Damariscotta, Maine.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
FIRST BANCORP INC/ME tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift FNLC price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
FIRST BANCORP INC/ME announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.