FMNB logo

FARMERS NATL BANC CORP

FMNBNASDAQ
πŸ† #2112 by market capEarnings Oct 28US Equity
$16.08β–² $0.35 (+2.19%)
Market closed Β· at close
1hβ€”
24hβ–² 2.2%
7dβ–² 1.1%
14dβ–² 0.8%
30dβ–² 11.7%
1yβ–² 12.7%
🏦Market Cap
$952M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+44.8%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
13.9%
Healthy
βš–οΈP/S Ratio
2.7x
Cheap
Otter Score
52
Weak

Trading Snapshot

Day Range
$15.86 – $16.38
52-Week Range
$12.12 – $16.16
Volume
$2.14B
Avg Volume
$1.80B
Shares Outstanding
59.2M
Next Earnings
Sep 9, 2026

Fundamentals Snapshot

Annual Revenue
$272M
Last Q Revenue
$73M
P/E Ratio
14.0
P/S Ratio
2.7x
EPS (TTM)
$1.47
Dividend Yield
2.74%

Why Investors Own FMNB

  • βœ“High-growth profile β€” revenue up +33.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 27% gross margin and 22% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$272Mβ–² +30.6% YoY
Gross Margin (TTM)
27.4%β–² +3.2% YoY
Operating Income (TTM)
$55Mβ–² +30.6% YoY
Free Cash Flow (TTM)
$59Mβ–² +30.6% YoY

About FARMERS NATL BANC CORP

Farmers National Banc Corp. operates as a diversified financial services holding company, engaging in banking, trust administration, retirement planning, insurance, and financial management. It provides a comprehensive range of commercial and consumer banking solutions, including various deposit products like checking, savings, and certificate of deposit accounts. The company's lending portfolio features commercial, mortgage, personal installment, and home equity loans, alongside ancillary services such as home equity lines of credit, online banking, ATM access, safe deposit boxes, money orders, official checks, travel cards, credit and debit cards, and brokerage offerings. Furthermore, it delivers both individual and institutional trust services, covering estate settlement, trust oversight, and employee benefit plan management. Specialized retirement consulting is also offered, as well as a variety of insurance products, including property and casualty coverage, facilitated by licensed representatives. The firm strategically invests in municipal securities. With a presence across 47 branches in northeastern Ohio and one location in southwestern Pennsylvania, the corporation, founded in 1887, is headquartered in Canfield, Ohio.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
52/100

Analyst Price Target

β“˜
Average Target
$20.78
β–² +29.3% Upside
High Target$25.33
Low Target$17.29
Based on 15 analysts

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