FMAO logo

FARMERS & MERCHANTS BANCO/OH

FMAONASDAQ
πŸ† #2428 by market capEarnings Oct 26US Equity
$131.88β–² $3.94 (+2.99%)
Simulated price
1hβ€”
24hβ–² 3.0%
7dβ–² 285.2%
14dβ–² 274.0%
30dβ–² 338.6%
1yβ–² 407.6%
🏦Market Cap
$483M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+39.3%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
23.1%
Strong
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
59
Weak

Trading Snapshot

Day Range
$130.11 – $134.33
52-Week Range
$22.77 – $35.94
Volume
$4.20B
Avg Volume
$4.46B
Shares Outstanding
13.8M
Next Earnings
Oct 9, 2026

Fundamentals Snapshot

Annual Revenue
$189M
Last Q Revenue
$51M
P/E Ratio
11.8
P/S Ratio
2.6x
EPS (TTM)
$2.95
Dividend Yield
2.62%

Why Investors Own FMAO

  • βœ“High-growth profile β€” revenue up +55.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 27% gross margin and 15% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$189Mβ–² +49.2% YoY
Gross Margin (TTM)
27.2%β–Ό βˆ’0.3% YoY
Operating Income (TTM)
$44Mβ–² +49.2% YoY
Free Cash Flow (TTM)
$27Mβ–² +49.2% YoY

About FARMERS & MERCHANTS BANCO/OH

Farmers & Merchants Bancorp, Inc. functions as the holding company for The Farmers & Merchants State Bank, offering a broad spectrum of commercial banking solutions. The bank serves individual customers and small businesses throughout northwest Ohio and northeast Indiana. Its offerings include various deposit accounts such as checking, savings, and time deposits, along with custodial services for Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). The company's lending products are extensive, covering commercial, agricultural, and residential mortgages. Specifically, it provides financing for agricultural land, farm equipment, livestock, and operational expenses like seeds and fertilizers. Consumer loans are available for home improvements, vehicles (automobiles, trucks, recreational vehicles, and motorcycles), and credit cards. Additionally, it offers commercial real estate loans, including lines of credit and machinery purchase financing. For customer convenience, Farmers & Merchants Bancorp, Inc. provides Automated Teller Machine (ATM) and Interactive Teller Machine (ITM) access. It also supports digital banking through online and mobile platforms, remote deposit capture, and merchant credit card processing. Electronic transaction services, such as wire transfers and Automated Clearing House (ACH) file transmissions, are also available. The company was founded in 1897 and is headquartered in Archbold, Ohio.

🦦

Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
59/100

Analyst Price Target

β“˜
Average Target
$146.39
β–² +11.0% Upside
High Target$160.91
Low Target$119.33
Based on 33 analysts

Latest News & Updates