
FARMERS & MERCHANTS BANCO/OH
FMAONASDAQTrading Snapshot
- Day Range
- $130.11 β $134.33
- 52-Week Range
- $22.77 β $35.94
- Volume
- $4.20B
- Avg Volume
- $4.46B
- Shares Outstanding
- 13.8M
- Next Earnings
- Oct 9, 2026
Fundamentals Snapshot
- Annual Revenue
- $189M
- Last Q Revenue
- $51M
- P/E Ratio
- 11.8
- P/S Ratio
- 2.6x
- EPS (TTM)
- $2.95
- Dividend Yield
- 2.62%
Why Investors Own FMAO
- βHigh-growth profile β revenue up +55.0% YoY with expanding US Equity exposure.
- βHealthy economics β 27% gross margin and 15% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About FARMERS & MERCHANTS BANCO/OH
Farmers & Merchants Bancorp, Inc. functions as the holding company for The Farmers & Merchants State Bank, offering a broad spectrum of commercial banking solutions. The bank serves individual customers and small businesses throughout northwest Ohio and northeast Indiana. Its offerings include various deposit accounts such as checking, savings, and time deposits, along with custodial services for Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). The company's lending products are extensive, covering commercial, agricultural, and residential mortgages. Specifically, it provides financing for agricultural land, farm equipment, livestock, and operational expenses like seeds and fertilizers. Consumer loans are available for home improvements, vehicles (automobiles, trucks, recreational vehicles, and motorcycles), and credit cards. Additionally, it offers commercial real estate loans, including lines of credit and machinery purchase financing. For customer convenience, Farmers & Merchants Bancorp, Inc. provides Automated Teller Machine (ATM) and Interactive Teller Machine (ITM) access. It also supports digital banking through online and mobile platforms, remote deposit capture, and merchant credit card processing. Electronic transaction services, such as wire transfers and Automated Clearing House (ACH) file transmissions, are also available. The company was founded in 1897 and is headquartered in Archbold, Ohio.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
FARMERS & MERCHANTS BANCO/OH tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift FMAO price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
FARMERS & MERCHANTS BANCO/OH announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.