FLG logo

FLAGSTAR BANK NA

FLGNYSE
πŸ† #1053 by market capEarnings Oct 23US Equity
$14.19β–² $0.18 (+1.28%)
Market closed Β· at close
1hβ€”
24hβ–² 1.3%
7dβ–Ό 0.8%
14dβ–² 0.8%
30dβ–Ό 4.6%
1yβ–² 20.5%
🏦Market Cap
$5.92B
Small Cap
πŸ“ˆRevenue Growth (YoY)
β€”
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
β€”
βš–οΈP/S Ratio
β€”
Otter Score
57
Weak

Trading Snapshot

Day Range
$14.06 – $14.43
52-Week Range
$10.57 – $15.44
Volume
$3.61B
Avg Volume
$2.89B
Shares Outstanding
417.0M
Next Earnings
Sep 6, 2026

Fundamentals Snapshot

Annual Revenue
$4.70B
Last Q Revenue
$1.05B
P/E Ratio
120.9
P/S Ratio
β€”
EPS (TTM)
$0.10
Dividend Yield
0.84%

Why Investors Own FLG

  • βœ“High-growth profile β€” revenue up +50.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 48% gross margin and 23% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$4.70Bβ–² +49.0% YoY
Gross Margin (TTM)
48.1%β–² +3.1% YoY
Operating Income (TTM)
$1.51Bβ–² +49.0% YoY
Free Cash Flow (TTM)
$1.06Bβ–² +49.0% YoY

About FLAGSTAR BANK NA

Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
57/100

Analyst Ratings

β“˜
Consensus
Buy
22 analysts
Strong Buy3
Buy11
Hold8
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

SeekingAlphaΒ·5d ago

U.S. Banks Continue Bull Run In July

The market cap-weighted S&P US BMI Banks index delivered a total return of 4.5% in July, compared to a 0.1% decline in the S&P 500.

YahooΒ·5d ago

Flagstar Bank data breach settlement: Find out if you qualify for up to $25,000

Eligible Flagstar customers have until Aug. 11 to claim benefits from a $31.5 million settlement over two data breaches disclosed in 2021.

YahooΒ·6d ago

Customers could get up to $25K in Flagstar Bank settlement

Flagstar Bank's $31.5 million data breach settlement is accepting claims. Find out if you qualify.

YahooΒ·6d ago

FLAGSTAR PRIVATE BANK ANNOUNCES FULL IMPLEMENTATION OF OPERATING MODEL, EXPANDED LEADERSHIP, AND NEW CLIENT CAPABILITIES

Flagstar Private Bank and Wealth Management, the private banking division of Flagstar Bank, N.A. (NYSE: FLG) (the "Bank"), today announced it has fully implemented its operating model. Building on the model introduced in late 2025, the Bank has further strengthened its foundation with the appointment of two new regional leaders and the launch of two significant new client capabilities: Flagstar Insurance Agency, Inc. and Flagstar Guided Portfolio Solutions.

YahooΒ·8d ago

1 Small-Cap Stock to Keep an Eye On and 2 We Question

Investors looking for hidden gems should keep an eye on small-cap stocks because they’re frequently overlooked by Wall Street. Many opportunities exist in this part of the market, but it is also a high-risk, high-reward environment due to the lack of reliable analyst price targets.

YahooΒ·8d ago

Flagstar Bank Settlement: Claim Up to $25,000 Before Aug. 11 Deadline

A looming August deadline could mean a sizable payout for eligible bank customers, but only if they act in time.