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FLAGSTAR BANK NA

FLGNYSE
πŸ† #1375 by market capEarnings Jan 29US Equity
$10.17β–² $0.03 (+0.25%)
Pre-market Β· at close
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24hβ–² 0.3%
7dβ–Ό 11.2%
14dβ–Ό 9.6%
30dβ–Ό 14.1%
ytdβ–Ό 19.2%
1yβ–Ό 11.9%
🏦Market Cap
$4.22B
Small Cap
πŸ“ˆRevenue Growth (YoY)
-26.5%
Declining
πŸ“ŠGross Margin
46.0%
Healthy
πŸ’΅FCF Margin
-3.6%
Thin
βš–οΈP/S Ratio
1.0x
Cheap
Otter Score
48
Weak

Trading Snapshot

Day Range
$9.93 – $10.17
52-Week Range
$9.93 – $15.44
Volume (shares)
834,449
Avg Volume (shares)
β€”
Shares Outstanding
415.1M
Next Earnings
2027-01-29

Fundamentals Snapshot

Annual Revenue
$4.70B
Last Q Revenue
$1.08B
P/E Ratio
67.1
P/S Ratio
1.0x
EPS (TTM)
$0.23
Dividend Yield
0.39%
Dilution (1yr)
+31.6%
FLG logo

FLAGSTAR BANK NA

FLG
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$4.7Bβ–Ό βˆ’26.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
37.6%β–² +61.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
βˆ’$198Mβ–Ό βˆ’85.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
βˆ’$601Mβ–Ό βˆ’1302.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
458.7Mβ–² +31.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$11.6Bβ–Ό βˆ’$12.6B YoY
StockOtter Β· stockotter.space

About FLAGSTAR BANK NA

Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
48/100
Analyst data unavailable.

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