FINWISE BANCORP

FINWNASDAQ

🏆 #2956 by market capEarnings Oct 27US Equity

$204.83▲ $17.43 (+8.51%)

Simulated price

1h—

24h▲ 8.5%

7d—

14d—

30d—

1y—

🏦Market Cap

$189M

Small Cap

📈Revenue Growth (YoY)

+9.4%

Slowing

📊Gross Margin

—

💵FCF Margin

30.6%

Strong

⚖️P/S Ratio

1.8x

Cheap

Otter Score

Fair

No chart data available for FINW.

Trading Snapshot

Day Range: $202.88 – $206.34
52-Week Range: $12.82 – $22.49
Volume: $3.55B
Avg Volume: $2.93B
Shares Outstanding: 13.7M
Next Earnings: Sep 1, 2026

Fundamentals Snapshot

Annual Revenue: $151M
Last Q Revenue: $60M
P/E Ratio: 12.0
P/S Ratio: 1.8x
EPS (TTM): $1.15
Dividend Yield: —

Why Investors Own FINW

✓High-growth profile — revenue up +38.6% YoY with expanding US Equity exposure.
✓Healthy economics — 65% gross margin and 11% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$151M▲ +41.2% YoY

Gross Margin (TTM)

64.8%▲ +1.3% YoY

Operating Income (TTM)

$28M▲ +41.2% YoY

Free Cash Flow (TTM)

$16M▲ +41.2% YoY

About FINWISE BANCORP

FinWise Bancorp, the parent company of FinWise Bank, delivers a comprehensive suite of banking solutions to both personal and business clients. Its diverse range of deposit offerings includes demand accounts (both interest and non-interest bearing), Negotiable Order of Withdrawal (NOW) accounts, money market accounts, standard checking and savings options, as well as various time deposits and Certificates of Deposit. The institution also extends a variety of lending products, encompassing Small Business Administration (SBA) loans, financing for residential and commercial real estate, consumer loans, and other commercial credit facilities. Beyond traditional banking, FinWise provides modern conveniences such as debit cards, remote check deposit, digital and mobile banking platforms, direct deposit capabilities, alongside specialized cash management and treasury services. Operationally, the company maintains a single full-service branch in Sandy, Utah, complemented by a loan origination office situated in Rockville Centre, New York. Established in 1999, FinWise Bancorp's corporate headquarters are located in Murray, Utah.

🦦