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FIRST HAWAIIAN INC

FHBNASDAQ
๐Ÿ† #1390 by market capEarnings Oct 23US Equity
$27.47โ–ฒ $0.20 (+0.73%)
Market closed ยท at close
1hโ€”
24hโ–ฒ 0.7%
7dโ–ผ 1.1%
14dโ–ผ 1.9%
30dโ–ผ 5.7%
1yโ–ฒ 11.7%
๐ŸฆMarket Cap
$3.34B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+46.2%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
37.5%
Strong
โš–๏ธP/S Ratio
2.9x
Cheap
Otter Score
46
Weak

Trading Snapshot

Day Range
$27.04 โ€“ $27.58
52-Week Range
$22.65 โ€“ $30.58
Volume
$1.85B
Avg Volume
$2.01B
Shares Outstanding
121.7M
Next Earnings
Oct 9, 2026

Fundamentals Snapshot

Annual Revenue
$1.17B
Last Q Revenue
$110M
P/E Ratio
11.6
P/S Ratio
2.9x
EPS (TTM)
$2.30
Dividend Yield
3.98%

Why Investors Own FHB

  • โœ“High-growth profile โ€” revenue up +7.7% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 35% gross margin and 24% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$1.17Bโ–ฒ +6.1% YoY
Gross Margin (TTM)
34.7%โ–ฒ +0.9% YoY
Operating Income (TTM)
$352Mโ–ฒ +6.1% YoY
Free Cash Flow (TTM)
$280Mโ–ฒ +6.1% YoY

About FIRST HAWAIIAN INC

First Hawaiian, Inc. operates as the holding company for First Hawaiian Bank, providing an extensive array of financial services to both individual consumers and commercial entities throughout the United States. Its activities are organized across three primary segments: Retail Banking, Commercial Banking, and Treasury and Other. The bank facilitates various deposit accounts, including checking, savings, and other specialized deposit products. It also originates diverse loan types such as residential and commercial mortgages, home equity lines of credit, automotive loans and leases, personal lines of credit, installment loans, and financing for small businesses. Additionally, the company offers commercial lease and auto dealer financing. Its comprehensive service offerings extend to credit card services, individual investment and financial planning, insurance protection, trust and estate services, private banking, retirement planning, treasury management, and merchant processing solutions. First Hawaiian operates a network of 54 branch locations, with 49 situated in Hawaii, 3 in Guam, and 2 in Saipan. Founded in 1858, the company was formerly known as BancWest Corporation before changing its name to First Hawaiian, Inc. in April 2016. Its headquarters are located in Honolulu, Hawaii.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
46/100

Analyst Ratings

โ“˜
Consensus
Sell
18 analysts
Strong Buy0
Buy0
Hold9
Sell8
Strong Sell1
Ratings as of Aug 2026

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