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FIRST GUARANTY BANCSHARES IN

FGBINASDAQ
๐Ÿ† #3267 by market capEarnings Nov 16US Equity
$8.43โ–ฒ $0.01 (+0.12%)
๐ŸŒ… Pre-market$8.43โ–ฒ 0.00%Regular close ยท extended-hours price shown
1hโ€”
24hโ–ฒ 0.1%
7dโ–ผ 13.7%
14dโ–ผ 9.4%
30dโ–ผ 14.8%
1yโ–ฒ 4.0%
๐ŸฆMarket Cap
$139M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+33.1%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
63.3%
Strong
โš–๏ธP/S Ratio
1.2x
Cheap
Otter Score
47
Weak

Trading Snapshot

Day Range
$8.40 โ€“ $8.55
52-Week Range
$4.31 โ€“ $11.02
Volume
$2.06B
Avg Volume
$2.59B
Shares Outstanding
16.5M
Next Earnings
Oct 21, 2026

Fundamentals Snapshot

Annual Revenue
$196M
Last Q Revenue
$29M
P/E Ratio
โ€”
P/S Ratio
1.2x
EPS (TTM)
$-3.21
Dividend Yield
2.00%

Why Investors Own FGBI

  • โœ“High-growth profile โ€” revenue up +3.3% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 61% gross margin and 25% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$196Mโ–ฒ +4.1% YoY
Gross Margin (TTM)
61.0%โ–ฒ +0.4% YoY
Operating Income (TTM)
$53Mโ–ฒ +4.1% YoY
Free Cash Flow (TTM)
$48Mโ–ฒ +4.1% YoY

About FIRST GUARANTY BANCSHARES IN

First Guaranty Bancshares, Inc. functions as the parent company for First Guaranty Bank, a financial institution delivering commercial banking services primarily across Louisiana and Texas. The bank offers a comprehensive suite of deposit products, including various checking accounts for personal and business use, savings accounts, money market accounts, demand deposits, and certificates of deposit (time deposits). These services are extended to individual consumers, small and medium-sized businesses, and municipal entities. Its lending portfolio is diverse, providing credit solutions such as real estate-backed loans (including commercial, non-farm non-residential, single-to-four-family residential, multifamily, construction, and land development), commercial and industrial loans, agricultural loans (including farmland), and other consumer loans. These are primarily aimed at small to medium-sized businesses, professionals, and individuals. Additionally, First Guaranty Bank provides numerous customer-centric services. Individuals can access credit cards, mobile check deposit, safe deposit boxes, official checks, robust online and mobile banking platforms, ATM services, and online bill payment. Business clients benefit from specialized solutions like merchant services, remote deposit capture, and lockbox services. A portion of the company's assets is strategically invested in various securities. This includes debt instruments issued by the United States Government and its agencies, state and municipal obligations, corporate bonds, mutual funds, and equity securities. It also allocates funds to mortgage-backed securities, predominantly those issued or guaranteed by U.S. Government agencies or enterprises. The company operates a network of 36 banking facilities. These are primarily located in significant market areas across Louisiana (including Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, and Alexandria) and Texas (notably Dallas-Fort Worth-Arlington and Waco), with a presence also extending to Kentucky and West Virginia. First Guaranty Bancshares, Inc. was established in 1934 and maintains its corporate headquarters in Hammond, Louisiana.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
47/100

Analyst Ratings

โ“˜
Consensus
Sell
6 analysts
Strong Buy0
Buy0
Hold3
Sell1
Strong Sell2
Ratings as of Aug 2026

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