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FIDELITY D&D BANCORP INC

FDBCNASDAQ
πŸ† #3142 by market capEarnings Oct 21US Equity
$54.39β–² $0.09 (+0.17%)
Live
1hβ€”
24hβ–² 0.2%
7dβ–² 0.5%
14dβ–² 2.5%
30dβ–² 6.6%
1yβ–² 37.7%
🏦Market Cap
$316M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+12.3%
Healthy
πŸ“ŠGross Margin
66.7%
High
πŸ’΅FCF Margin
11.3%
Healthy
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
44
Weak

Trading Snapshot

Day Range
$54.22 – $54.96
52-Week Range
$39.87 – $55.50
Volume
$2.85B
Avg Volume
$3.36B
Shares Outstanding
5.8M
Next Earnings
Sep 28, 2026

Fundamentals Snapshot

Annual Revenue
$140M
Last Q Revenue
$37M
P/E Ratio
10.3
P/S Ratio
2.2x
EPS (TTM)
$5.22
Dividend Yield
3.11%

Why Investors Own FDBC

  • βœ“High-growth profile β€” revenue up +20.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 80% gross margin and 30% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$140Mβ–² +14.5% YoY
Gross Margin (TTM)
79.5%β–² +2.8% YoY
Operating Income (TTM)
$16Mβ–² +14.5% YoY
Free Cash Flow (TTM)
$42Mβ–² +14.5% YoY

About FIDELITY D&D BANCORP INC

Fidelity D & D Bancorp, Inc. serves as the parent company for The Fidelity Deposit and Discount Bank, offering a comprehensive suite of banking, trust, and financial solutions. Its diverse clientele includes individual consumers, small to medium-sized businesses, and larger corporate entities. The institution provides a wide array of deposit options, such as savings accounts, specialized club accounts, both interest-bearing and standard checking accounts, money market accounts, short-term and extended-term time deposits, and certificates of deposit. In terms of lending, its portfolio spans commercial and industrial financing, commercial real estate loans, personal consumer loans, and residential mortgage financing. Beyond traditional banking, the company also delivers supplementary financial and insurance products, in addition to asset management services. As of April 21, 2022, Fidelity D & D Bancorp, Inc. operated 22 full-service banking locations situated in Lackawanna, Luzerne, and Northampton counties within Pennsylvania. The company, which has its roots in a founding date of 1902, maintains its primary corporate office in Dunmore, Pennsylvania.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
44/100

Analyst Price Target

β“˜
Average Target
$60.26
β–² +10.8% Upside
High Target$74.37
Low Target$46.12
Based on 25 analysts

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