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FIRST CITIZENS BCSHS -CL A

FCNCANASDAQ
๐Ÿ† #399 by market capEarnings Oct 22US Equity
$2,252.66โ–ฒ $20.27 (+0.90%)
Market closed ยท at close
1hโ€”
24hโ–ฒ 0.9%
7dโ€”
14dโ€”
30dโ€”
1yโ€”
๐ŸฆMarket Cap
$25.66B
Mid Cap
๐Ÿ“ˆRevenue Growth (YoY)
-3.0%
Declining
๐Ÿ“ŠGross Margin
64.0%
High
๐Ÿ’ตFCF Margin
17.8%
Healthy
โš–๏ธP/S Ratio
1.8x
Cheap
Otter Score
41
Weak
No chart data available for FCNCA.

Trading Snapshot

Day Range
$2,219.75 โ€“ $2,291.19
52-Week Range
$1,623.76 โ€“ $2,289.99
Volume
$1.92B
Avg Volume
$1.84B
Shares Outstanding
11.4M
Next Earnings
Oct 25, 2026

Fundamentals Snapshot

Annual Revenue
$14.50B
Last Q Revenue
$3.60B
P/E Ratio
12.0
P/S Ratio
1.8x
EPS (TTM)
$204.06
Dividend Yield
0.37%

Why Investors Own FCNCA

  • โœ“High-growth profile โ€” revenue up +50.4% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 75% gross margin and 24% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$14.50Bโ–ฒ +57.0% YoY
Gross Margin (TTM)
75.1%โ–ผ โˆ’0.3% YoY
Operating Income (TTM)
$4.18Bโ–ฒ +57.0% YoY
Free Cash Flow (TTM)
$3.51Bโ–ฒ +57.0% YoY

About FIRST CITIZENS BCSHS -CL A

First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing. It also provided Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. For consumers, loan options span residential and revolving mortgages, construction and land development loans, auto financing, and various other personal lending products. Beyond core banking, First Citizens provides treasury management solutions, cardholder and merchant services, and comprehensive wealth management offerings. Its investment product suite encompasses annuities, discount brokerage, and access to third-party mutual funds, complemented by investment management and advisory services. Specialized services further extend to defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic advisement, and special asset management. Customers can access these diverse products and services through a robust branch network, alongside modern digital banking platforms, telephone banking, and extensive ATM networks. As of December 31, 2021, First Citizens maintained a physical presence with 529 branches spread across 19 states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, the company's corporate headquarters are situated in Raleigh, North Carolina.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
41/100

Analyst Ratings

โ“˜
Consensus
Buy
21 analysts
Strong Buy3
Buy7
Hold11
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

SeekingAlphaยท6d ago

Brown Advisory Flexible Equity Strategy Q2 2026 Portfolio Activity

Taiwan Semiconductor Manufacturing traded higher during the quarter after reporting strong results and guidance ahead of consensus expectations.

๐Ÿ›ฐ๏ธ
Benzingaยท14d ago

Truist Securities Maintains Hold on First Citizens BancShares, Raises Price Target to $2323

Truist Securities analyst Brian Foran maintains First Citizens BancShares (NASDAQ:FCNCA) with a Hold and raises the price target from $2150 to $2323.

๐ŸŒŒ
Benzingaยท15d ago

Piper Sandler Maintains Neutral on First Citizens BancShares, Raises Price Target to $2100

Piper Sandler analyst Stephen Scouten maintains First Citizens BancShares (NASDAQ:FCNCA) with a Neutral and raises the price target from $2050 to $2100.

๐Ÿš€
Benzingaยท15d ago

Barclays Maintains Equal-Weight on First Citizens BancShares, Raises Price Target to $2376

Barclays analyst Jason Goldberg maintains First Citizens BancShares (NASDAQ:FCNCA) with a Equal-Weight and raises the price target from $2346 to $2376.

๐Ÿ›ฐ๏ธ
Benzingaยท18d ago

JP Morgan Maintains Neutral on First Citizens BancShares, Raises Price Target to $2450

JP Morgan analyst Anthony Elian maintains First Citizens BancShares (NASDAQ:FCNCA) with a Neutral and raises the price target from $2350 to $2450.

SeekingAlphaยท19d ago

First Citizens BancShares, Inc. (FCNCA) Q2 2026 Earnings Call Transcript

First Citizens BancShares, Inc. (FCNCA) Q2 2026 Earnings Call July 23, 2026 9:00 AM EDTCompany ParticipantsDeanna Hart - Senior Vice President of Investor...