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FIRST BANCORP PUERTO RICO

FBPNYSE
πŸ† #1404 by market capEarnings Jan 26US Equity
$26.68β–Ό $0.17 (βˆ’0.65%)
Market closed Β· at close
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24hβ–Ό 0.7%
7dβ–Ό 2.4%
14dβ–Ό 1.9%
30dβ–² 1.3%
ytdβ–² 28.8%
1yβ–² 38.6%
🏦Market Cap
$4.03B
Small Cap
πŸ“ˆRevenue Growth (YoY)
19.8%
Healthy
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
29.5%
Strong
βš–οΈP/S Ratio
2.8x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$26.40 – $27.06
52-Week Range
$19.16 – $29.88
Volume (shares)
1,725,352
Avg Volume (shares)
β€”
Shares Outstanding
150.9M
Next Earnings
2027-01-26

Fundamentals Snapshot

Annual Revenue
$1.26B
Last Q Revenue
$324M
P/E Ratio
11.2
P/S Ratio
2.8x
EPS (TTM)
$2.38
Dividend Yield
2.90%
Dilution (1yr)
βˆ’4.3%
FBP logo

FIRST BANCORP PUERTO RICO

FBP
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.3Bβ–² +5.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
72.9%β–² +3.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$417Mβ–² +6.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$434Mβ–² +10.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
158.4Mβ–Ό βˆ’4.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$293Mβ–Ό βˆ’$304M YoY
StockOtter Β· stockotter.space

About FIRST BANCORP PUERTO RICO

First BanCorp., operating as the holding company for FirstBank Puerto Rico, delivers a broad spectrum of financial services to retail, commercial, and institutional clients. The company's operations are structured into six key segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers business financing, including commercial real estate, construction, and floor plan loans, alongside treasury and cash management services. Mortgage Banking handles the origination, sale, and servicing of residential mortgage loans, in addition to acquiring and selling mortgages in secondary markets. The Consumer (Retail) Banking segment provides personal financial products such as auto, boat, credit card, and personal loans, lines of credit, and various deposit accounts like checking, savings, IRAs, and retail CDs, complemented by finance leasing and insurance agency services. The Treasury and Investments segment is responsible for funding and liquidity management. Its United States Operations offer a range of deposit products, including checking, savings, money market accounts, and retail CDs, along with traditional commercial and industrial and commercial real estate loans, and digital services such as internet banking and cash management. Lastly, the Virgin Islands Operations concentrate on consumer and commercial lending as well as deposit-taking activities. First BanCorp. boasts an extensive branch network, comprising 64 locations in Puerto Rico, 8 in the U.S. and British Virgin Islands, and 11 branches in Florida. Established in 1948, the company is headquartered in San Juan, Puerto Rico.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100
Analyst data unavailable.

Latest News & Updates

Seeking AlphaΒ·19h ago

Dividend Announcements: October 17-23, 2026 (Part 2 Of 2)

I track dividend announcements across 1,200+ stocks. This week, 42 companies increased their dividend, including two stocks I own. Part 2 highlights 17 stocks with streaks below 10 years. First BanCorp (FBP) stands out w

Seeking AlphaΒ·6d ago

First BanCorp. (FBP) Q3 2026 Earnings Call Transcript

First BanCorp. ( FBP ) Q3 2026 Earnings Call October 22, 2026 10:00 AM EDT Company Participants Ramon Rodriguez - Senior Vice President of Corporate Strategy / Investor Relations Aurelio AlemΓ‘n-BermΓΊdez - President, CEO

Zacks Investment ResearchΒ·6d ago

First BanCorp (FBP) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

While the top- and bottom-line numbers for First BanCorp (FBP) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Stre

Zacks Investment ResearchΒ·6d ago

First BanCorp (FBP) Q3 Earnings Surpass Estimates

First BanCorp (FBP) came out with quarterly earnings of $0.63 per share, beating the Zacks Consensus Estimate of $0.58 per share. This compares to earnings of $0.51 per share a year ago.

Business WireΒ·7d ago

First BanCorp. Announces Earnings for the Quarter Ended September 30, 2026

SAN JUAN, Puerto Rico--(BUSINESS WIRE)--First BanCorp. (the β€œCorporation” or β€œFirst BanCorp.”) (NYSE: FBP), the bank holding company for FirstBank Puerto Rico (β€œFirstBank” or β€œthe Bank”), today reported a net income of $

Business WireΒ·7d ago

First BanCorp Announces Capital Actions

SAN JUAN, Puerto Rico--(BUSINESS WIRE)--First BanCorp. (the β€œCorporation”) (NYSE: FBP), the bank holding company for FirstBank Puerto Rico, announced today that its Board of Directors approved the following capital actio