
FIRST BANCORP/NC
FBNCNASDAQTrading Snapshot
- Day Range
- $64.97 β $66.03
- 52-Week Range
- $45.96 β $66.54
- Volume
- $2.67B
- Avg Volume
- $2.75B
- Shares Outstanding
- 41.4M
- Next Earnings
- Sep 21, 2026
Fundamentals Snapshot
- Annual Revenue
- $543M
- Last Q Revenue
- $21M
- P/E Ratio
- 22.1
- P/S Ratio
- 3.2x
- EPS (TTM)
- $2.93
- Dividend Yield
- 1.41%
Why Investors Own FBNC
- βHigh-growth profile β revenue up +52.7% YoY with expanding US Equity exposure.
- βHealthy economics β 43% gross margin and 19% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About FIRST BANCORP/NC
First Bancorp (FBNC) functions as the parent company of First Bank, offering a diverse array of financial solutions to individuals and small to medium-sized businesses. Its operational focus is primarily within North Carolina and the northeastern region of South Carolina. The institution provides various deposit options, such as transactional accounts (checking, savings, money market) and fixed-term products, including certificates of deposit and individual retirement accounts. For its lending portfolio, First Bank extends credit for a wide range of consumer and commercial purposes. This encompasses financing for businesses, real estate, personal needs, home improvements, and vehicle purchases, alongside residential mortgages and Small Business Administration (SBA) loans. Additionally, it offers specialized commercial funding options like accounts receivable financing, factoring, inventory financing, and purchase order financing. Beyond core banking, clients have access to credit and debit cards, letters of credit, and safe deposit box rentals. Its digital and electronic services include wire transfers, online and mobile banking platforms, cash management tools, telephone banking, and remote check deposit capabilities. Furthermore, First Bancorp provides investment and insurance products, featuring mutual funds, annuities, various insurance policies (long-term care, life, property, and casualty), and company retirement plans. Comprehensive financial planning services are also available. As of December 31, 2021, the company maintained an extensive network of 121 branches, with 114 located in North Carolina and 7 in South Carolina. First Bancorp was established in 1934 and its corporate headquarters are situated in Southern Pines, North Carolina.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
FIRST BANCORP/NC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift FBNC price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
FIRST BANCORP/NC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.