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FB FINANCIAL CORP

FBKNYSE
πŸ† #1711 by market capEarnings Jan 19US Equity
$52.94β–Ό $0.53 (βˆ’0.99%)
πŸŒ… Pre-market$52.94β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–Ό 1.0%
7dβ–Ό 1.4%
14dβ–² 2.8%
30dβ–² 2.0%
ytdβ–Ό 5.1%
1yβ–Ό 1.7%
🏦Market Cap
$2.65B
Small Cap
πŸ“ˆRevenue Growth (YoY)
14.5%
Healthy
πŸ“ŠGross Margin
66.3%
High
πŸ’΅FCF Margin
14.8%
Healthy
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$52.79 – $53.63
52-Week Range
$49.24 – $62.66
Volume (shares)
300,197
Avg Volume (shares)
β€”
Shares Outstanding
50.0M
Next Earnings
2027-01-19

Fundamentals Snapshot

Annual Revenue
$878M
Last Q Revenue
$261M
P/E Ratio
11.7
P/S Ratio
2.6x
EPS (TTM)
$4.67
Dividend Yield
1.55%
Dilution (1yr)
+13.3%
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FB FINANCIAL CORP

FBK
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$878Mβ–² +14.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
58.9%β–² +1.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$139Mβ–Ό βˆ’5.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$147Mβ–² +11.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
53.1Mβ–² +13.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$659Mβ–Ό βˆ’$11M YoY
StockOtter Β· stockotter.space

About FB FINANCIAL CORP

FB Financial Corporation functions as the parent entity for FirstBank, offering an extensive array of commercial and consumer banking solutions tailored for businesses, professionals, and individual clients. The company organizes its activities into two primary divisions: Banking and Mortgage. Its deposit offerings include checking, demand, money market, savings accounts, time deposits, and certificates of deposit. For lending, FB Financial provides a wide range of products for corporate, commercial, and consumer customers, such as financing for owner-occupied and investment commercial real estate, residential mortgages for single-family to four-family homes and multi-family units, commercial and industrial loans, construction financing, land acquisition, and land development loans. Consumer credit options feature residential lines of credit, loans for vehicles (cars, boats, and other recreational vehicles), manufactured homes (excluding land), and personal lines of credit. Additionally, the company engages in mortgage origination and delivers mortgage banking services through its branch network across the southeastern U.S. and via its digital platforms. Further services include trust, insurance, investment advisory, and modern online and mobile banking capabilities. As of December 31, 2021, FB Financial maintained a physical presence with 82 full-service and 9 limited-service bank branches across Tennessee, Northern Alabama, Southern Kentucky, and Northern Georgia, in addition to 23 mortgage offices situated throughout the southeastern United States. The company, which originated in 1906, was formerly known as First South Bancorp, Inc., before adopting the name FB Financial Corporation in 2016, and its headquarters are located in Nashville, Tennessee.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Ratings

β“˜
Consensus
Buy
12 analysts
Strong Buy3
Buy8
Hold1
Sell0
Strong Sell0
Ratings as of Oct 2026

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