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FB FINANCIAL CORP

FBKNYSE
πŸ† #1640 by market capEarnings Oct 13US Equity
$61.93β–² $0.53 (+0.86%)
Live
1hβ–² 0.1%
24hβ–² 0.9%
7dβ–² 0.2%
14dβ–² 3.8%
30dβ–² 9.4%
1yβ–² 26.4%
🏦Market Cap
$3.10B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+51.1%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
21.0%
Strong
βš–οΈP/S Ratio
3.2x
Fair
Otter Score
54
Weak

Trading Snapshot

Day Range
$61.14 – $62.60
52-Week Range
$46.95 – $62.44
Volume
$5.04B
Avg Volume
$5.48B
Shares Outstanding
50.0M
Next Earnings
Oct 19, 2026

Fundamentals Snapshot

Annual Revenue
$878M
Last Q Revenue
$255M
P/E Ratio
15.4
P/S Ratio
3.2x
EPS (TTM)
$3.74
Dividend Yield
1.39%

Why Investors Own FBK

  • βœ“High-growth profile β€” revenue up +9.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 72% gross margin and 11% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$878Mβ–² +11.0% YoY
Gross Margin (TTM)
71.5%β–² +3.6% YoY
Operating Income (TTM)
$173Mβ–² +11.0% YoY
Free Cash Flow (TTM)
$93Mβ–² +11.0% YoY

About FB FINANCIAL CORP

FB Financial Corporation functions as the parent entity for FirstBank, offering an extensive array of commercial and consumer banking solutions tailored for businesses, professionals, and individual clients. The company organizes its activities into two primary divisions: Banking and Mortgage. Its deposit offerings include checking, demand, money market, savings accounts, time deposits, and certificates of deposit. For lending, FB Financial provides a wide range of products for corporate, commercial, and consumer customers, such as financing for owner-occupied and investment commercial real estate, residential mortgages for single-family to four-family homes and multi-family units, commercial and industrial loans, construction financing, land acquisition, and land development loans. Consumer credit options feature residential lines of credit, loans for vehicles (cars, boats, and other recreational vehicles), manufactured homes (excluding land), and personal lines of credit. Additionally, the company engages in mortgage origination and delivers mortgage banking services through its branch network across the southeastern U.S. and via its digital platforms. Further services include trust, insurance, investment advisory, and modern online and mobile banking capabilities. As of December 31, 2021, FB Financial maintained a physical presence with 82 full-service and 9 limited-service bank branches across Tennessee, Northern Alabama, Southern Kentucky, and Northern Georgia, in addition to 23 mortgage offices situated throughout the southeastern United States. The company, which originated in 1906, was formerly known as First South Bancorp, Inc., before adopting the name FB Financial Corporation in 2016, and its headquarters are located in Nashville, Tennessee.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
54/100

Analyst Price Target

β“˜
Average Target
$78.36
β–² +26.5% Upside
High Target$92.21
Low Target$70.13
Based on 25 analysts

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