FBIZ logo

FIRST BUSINESS FINANCIAL SER

FBIZNASDAQ
πŸ† #2728 by market capEarnings Jan 27US Equity
$73.60β–² $0.77 (+1.06%)
Market closed Β· at close
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24hβ–² 1.1%
7dβ–² 1.5%
14dβ–² 4.4%
30dβ–² 6.8%
ytdβ–² 35.9%
1yβ–² 47.1%
🏦Market Cap
$616M
Small Cap
πŸ“ˆRevenue Growth (YoY)
67.4%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
26.3%
Strong
βš–οΈP/S Ratio
2.0x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$73.35 – $73.75
52-Week Range
$47.87 – $73.74
Volume (shares)
2,367
Avg Volume (shares)
β€”
Shares Outstanding
8.4M
Next Earnings
2027-01-27

Fundamentals Snapshot

Annual Revenue
$279M
Last Q Revenue
$74M
P/E Ratio
11.1
P/S Ratio
2.0x
EPS (TTM)
$6.78
Dividend Yield
1.88%
Dilution (1yr)
+0.8%
FBIZ logo

FIRST BUSINESS FINANCIAL SER

FBIZ
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$279Mβ–² +6.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
57.3%β–² +3.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$60Mβ–² +18.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$61Mβ–² +6.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
8.2Mβ–² +0.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$220Mβ–Ό βˆ’$50M YoY
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About FIRST BUSINESS FINANCIAL SER

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients. In addition, the company offers bank consulting services consisting of balance sheet, investment portfolio, and asset liability management services. Further, it provides commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy8
Hold1
Sell0
Strong Sell0
Ratings as of Oct 2026

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