EFSC logo

ENTERPRISE FINANCIAL SERVICE

EFSCNASDAQ
πŸ† #1789 by market capEarnings Oct 26US Equity
$66.64β–² $0.44 (+0.66%)
Live
1hβ–Ό 0.1%
24hβ–² 0.7%
7dβ–Ό 0.4%
14dβ–² 0.7%
30dβ–² 1.1%
1yβ–² 16.9%
🏦Market Cap
$2.42B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+53.3%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
19.7%
Healthy
βš–οΈP/S Ratio
2.3x
Cheap
Otter Score
63
Fair

Trading Snapshot

Day Range
$66.07 – $66.92
52-Week Range
$51.18 – $68.73
Volume
$2.33B
Avg Volume
$2.32B
Shares Outstanding
36.3M
Next Earnings
Oct 20, 2026

Fundamentals Snapshot

Annual Revenue
$912M
Last Q Revenue
$243M
P/E Ratio
12.6
P/S Ratio
2.3x
EPS (TTM)
$5.13
Dividend Yield
2.11%

Why Investors Own EFSC

  • βœ“High-growth profile β€” revenue up +32.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 54% gross margin and 21% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$912Mβ–² +34.9% YoY
Gross Margin (TTM)
54.3%β–² +1.6% YoY
Operating Income (TTM)
$262Mβ–² +34.9% YoY
Free Cash Flow (TTM)
$191Mβ–² +34.9% YoY

About ENTERPRISE FINANCIAL SERVICE

Enterprise Financial Services Corp (EFSC) serves as the parent financial holding company for Enterprise Bank & Trust. Through this subsidiary, it delivers a comprehensive array of banking and wealth management solutions to both individual and corporate clients. The company's core deposit offerings encompass checking, savings, and money market accounts, alongside certificates of deposit. On the lending side, EFSC extends a broad portfolio of credit facilities, including commercial and industrial loans, commercial real estate financing, construction and land development loans, residential real estate mortgages, agricultural loans, and consumer credit. Beyond traditional banking, the firm provides specialized business services such as treasury management and international trade support. It also operates a unique tax credit brokerage service, assisting clients with the acquisition and subsequent sale of tax credits. For wealth management, EFSC offers financial and estate planning, investment management, and trust services, catering to businesses, private individuals, institutions, retirement plans, and non-profit organizations. Additionally, its extensive service catalog includes fiduciary duties, expert financial advisory, merchant processing solutions, and various debit and credit card options. The company further embraces modern technology, offering international banking, insurance products, and digital platforms like internet and mobile banking. Operational efficiencies are supported by remote deposit capture, positive pay systems, robust fraud detection and prevention tools, automated payable services, and comprehensive check and statement/document imaging capabilities. Complementing these, its cash management products feature controlled disbursements, repurchase agreements, and sweep investment accounts. Geographically, Enterprise Financial Services Corp maintains a physical presence with banking branches and administrative offices in key markets across Arizona, California, Kansas, Missouri, Nevada, and New Mexico. Moreover, it operates a network of specialized SBA loan production offices and deposit production offices in numerous other states. Founded in 1988, Enterprise Financial Services Corp is headquartered in Clayton, Missouri.

🦦

Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
63/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy7
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

SeekingAlphaΒ·4d ago

Dividend Announcements: July 18-24, 2026

Weekly dividend stock update: 24 hikes, 1 cut. Read to see top raises like FIX & MCK, HONҀ™s spinoff impact, and how to spot safe income.

YahooΒ·8d ago

3 Bank Stocks We Keep Off Our Radar

Banks serve as the backbone of the economy, facilitating lending, deposits, and financial services that keep businesses and consumers moving forward. But worries about an economic slowdown and potential credit deterioration have kept sentiment in check, and over the past six months, the banking industry’s 6.5% return has trailed the S&P 500 by 1.8 percentage points.

🌌
BenzingaΒ·16d ago

Piper Sandler Maintains Neutral on Enterprise Finl Servs, Raises Price Target to $68

Piper Sandler analyst Nathan Race maintains Enterprise Finl Servs (NASDAQ:EFSC) with a Neutral and raises the price target from $67 to $68.

YahooΒ·17d ago

How EFSC’s Bigger Buyback And Dividend Focus Has Changed Its Investment Story

Enterprise Financial Services Corp recently reported past second-quarter and six-month 2026 results showing higher net interest income but lower net income and earnings per share compared with a year earlier. Alongside these earnings, the company completed a multi-year share repurchase program, expanded its buyback authorization to 4,000,000 shares, and declared a quarterly dividend of US$0.35 per share, underscoring a strong emphasis on returning capital to shareholders. We’ll now examine...

SeekingAlphaΒ·18d ago

Dividend Champion, Contender, And Challenger Highlights: Week Of July 26

Get the weekly dividend update for Champions, Contenders & ChallengersҀ”read about the dividend changes, upcoming ex-dividend dates and pay dates here.

🌌
BenzingaΒ·19d ago

Keefe, Bruyette & Woods Maintains Outperform on Enterprise Finl Servs, Raises Price Target to $72

Keefe, Bruyette & Woods analyst Damon Delmonte maintains Enterprise Finl Servs (NASDAQ:EFSC) with a Outperform and raises the price target from $70 to $72.